ANZ Home Insurance - Home Building Insurance Australia - Cover Online

Protect your home and valuables with award winning home insurance.

A home is much more than a house. That’s why ANZ Home Insurance provides you with peace of mind, knowing that if your home is destroyed¹, your buildings may be rebuilt no matter what the subsequent costs.

CANSTAR CANNEX Award for &aposOutstanding Value&apos Now, ANZ Home Insurance offers even better value with the inclusion of flood cover as a standard feature on policies purchased². This is just part of the reason why ANZ Home Insurance was awarded the national 2010 CANSTAR CANNEX Award for ‘Outstanding Value’.

ANZ Home Insurance includes:

Full buildings replacement cover including cover for architects, surveyors and legal fees.
Demolition and removal of debris costs.
Alternative temporary accommodation costs.
Cover for your contents and valuables.
'New for old' contents replacement regardless of age.
Accidental loss and damage for contents in the home and when you’re away.
Accidental glass breakage and impact damage.
Electrical motor burnout (TVs, fridges) and power surge.
Theft of cash and belongings for you and your visitors.
Cover against natural events including flood.
Choice of excess to suit your needs.
A generous $3,000 (inclusive of GST) per item limit on unspecified valuables.
No upper insurable per item limit on general contents such as furniture, paintings, or entertainment systems.

Get an owner occupier’s home insurance online quote today.

Related Products

¹ If destroyed by an insurable event and your claim is accepted.
²Flood cover is applicable for new business and renewals after 8 May 2010.

Flexible payment options and benefits available:

pay by the month - at no extra cost
multiple policy rebate - provides you with greater savings!
earn bonus points - by paying your premium with your ANZ Frequent Flyer or ANZ Rewards cards¹
choice of excess - to suit your needs

Get an owner occupier’s home insurance online quote today.

Related products

¹Reward Points and Bonus Reward Points accrue in accordance with the relevant credit card terms and conditions.

Making a claim under your ANZ Home Insurance is simple just contact the Claims Assistance Service by:

lodging your claim online or calling 13 16 14
(24 hours a day, 7 days a week).
for Home Contents customers, please complete an
ANZ Home Contents Insurance Register (PDF 276kB).
for Home Buildings customers, please have all relevant information you need to support your claim.

It is important to make your home insurance claim as soon as possible as any delays may reduce the amount that we pay or prevent us from paying a claim. If you need emergency repairs, assistance may be provided through preferred repairers and suppliers. The dedicated home insurance claims team will be happy to help.

Related products

These frequently asked questions provide useful information about ANZ Home Insurance.

What is Full Buildings Replacement (FBR)?
Rather than asking you to estimate the value of your buildings, the replacement value of your buildings will be automatically calculated at today's prices. This means that your buildings will be rebuilt including the subsequent costs, if they are totally destroyed in an insurable event and your claim is accepted. Cover includes alternative temporary accommodation costs¹, architects, surveyors and legal fees, as well as demolition and removal of debris costs

What is Full Buildings Replacement (FBR)?

Rather than asking you to estimate the value of your buildings, the replacement value of your buildings will be automatically calculated at today's prices. This means that your buildings will be rebuilt including the subsequent costs, if they are totally destroyed in an insurable event and your claim is accepted.

Cover includes alternative temporary accommodation costs¹, architects, surveyors and legal fees, as well as demolition and removal of debris costs

Are my contents covered if I'm overseas?
Your contents away from the home, outside Australia and New Zealand are covered for up to 120 consecutive days and up to 25% of the sum insured or $15,000 (whichever is the lesser). Your valuables away from the home are covered up to a total of 25% of the contents sum insured and specified valuables are covered up to their specified sum insured.

Do I qualify for benefits if I am 50 years or over
If you are 50 years or over, you are eligible for a 10% discount and extra benefits. These include cover for fractures as a result of an accident that occurs at your home and increased coverage for funeral and vet expenses.²

¹For a maximum of 12 months and up to 10% of the buildings sum insured.
²Veterinary expenses with contents cover only.

ANZ Home Insurance is co-issued by OnePath General Insurance Pty Limited (ABN 56 072 892 365, AFSL 288160) ('OnePath General Insurance') - phone 13 20 62, and QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) ('QBE') - phone 13 37 23. Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) ('ANZ') is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). OnePath General Insurance is owned by ANZ – it is the issuer of the product but is not a Bank. This product is not a deposit or other liability of ANZ or its related group companies and none of them stands behind or guarantees the issuer.

The information provided is general in nature and does not take into account your personal needs and financial circumstances. You should consider whether ANZ Home Insurance is right for you by reading the ANZ Home Insurance Product Disclosure Statement (PDF 828kB) or ANZ Landlord Insurance Product Disclosure Statement (PDF 628kB)before acquiring or continuing to hold the product, which is available by visiting any ANZ branch, by calling 13 16 14 or by visiting anz.com.

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge