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Rates and fees - Home loans

Rates and fees

Housing loans - interest and reference rates

Interest rates on ANZ personal products current as at Monday, 16th November 2009.

Current business interest rates and corporate interest rates are also available.

Fees

Other ANZ rates and fees

Home and investment loans - interest and reference rates

ANZ Standard Variable rate (home loan index)

  Interest rate Comparison rate™ *
Variable rate 6.31% p.a. 6.41% p.a.

ANZ Fixed Rate (home loan rates)

Term Interest rate Comparison rate™ *
1 year 6.50% p.a. 6.39% p.a.
2 years 7.34% p.a. 6.58% p.a.
3 years 7.69% p.a. 6.79% p.a.
4 years 7.94% p.a. 7.00% p.a.
5 years 8.04% p.a. 7.18% p.a.
7 years 8.19% p.a. 7.52% p.a.
10 years 8.94% p.a. 8.41% p.a.

ANZ Simplicity PLUS

  Interest rate Comparison rate™ *
Variable rate 5.61% p.a. 5.66% p.a.

ANZ Easy Start

This product is no longer available for sale.

ANZ Land Loan

  Interest rate Comparison rate™ *
Variable rate 6.31% p.a. 6.41% p.a.

* Comparison rate calculated on a loan amount $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only.

This Comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison rate but may influence the cost of the loan.

View the Comparison rate schedule (PDF 80kB) online or visit any ANZ branch

ANZ Money Saver

This product is no longer available for sale.

ANZ Supplementary Loan

  Interest rate Comparison rate™ **
Variable rate 6.31% p.a. 6.41% p.a.

** Comparison rate calculated on a loan amount $30,000 over a term of 5 years based on monthly repayments. These rates are applicable for secured loans only.

This Comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison rate but may influence the cost of the loan.

View the Comparison rate schedule (PDF 80kB) online or visit any ANZ branch

ANZ Home Improvement Loan

ANZ Interest in Advance Loan - Yearly^

Term Interest rate
1 year 6.15% p.a.
2 years 6.99% p.a.
3 years 7.34% p.a.
4 years 7.59% p.a.
5 years 7.69% p.a.
7 years 7.84% p.a.
10 years 8.59% p.a.

^ The Rates shown apply for interest paid yearly in advance. The Rates applicable for interest paid monthly, quarterly or semi - annually in advance are available on application at any ANZ Branch.

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Equity loans - interest and reference rates

ANZ Equity Manager

  Interest rate
Variable rate 6.46% p.a.

ANZ Home Equity Loan

This product is no longer available for sale.

ANZ Equity Release

This product is no longer available for sale.

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