Fees
Home loans and investment loans - interest and reference rates
ANZ Standard Variable rate (home loan index)
| Rate type | Interest rate | Comparison rate™ * |
|---|---|---|
| Variable rate |  (View current rates) |
(View current rates) |
We've changed when we review our variable home loan interest rates. Find out more here
ANZ Fixed Rate (home loan interest rates)
| Term | Interest rate | Comparison rate™ * |
|---|---|---|
| 1 year | (View current rates) |
(View current rates) |
| 2 years | (View current rates) |
(View current rates) |
| 3 years | (View current rates) |
(View current rates) |
| 4 years | (View current rates) |
(View current rates) |
| 5 years | (View current rates) |
(View current rates) |
| 7 years | (View current rates) |
(View current rates) |
| 10 years | (View current rates) |
(View current rates) |
ANZ Simplicity PLUS
| Rate type | Interest rate | Comparison rate™* | Variable rate discount |
|---|---|---|---|
| Variable rate | (View current rates) |
(View current rates) |
Not applicable |
ANZ Breakfree Home Loan Package
| Loan amount | Variable rate discount# | Fixed rate discount^ |
|---|---|---|
| Total ANZ Mortgage Lending $150,000 - $249,999 | 0.50% p.a. | 0.15% p.a. |
| Total ANZ Mortgage Lending $250,000-$699,999 | Up to 0.60% p.a.* | 0.15% p.a. |
| Total ANZ Mortgage Lending $700,000+ | Up to 0.70% p.a.* | 0.15% p.a. |
This home loan package is available on:
# Standard Variable Rate Residential and Investment Loans and ANZ Equity Manager facilities.
^ ANZ Fixed Rate Home and Residential Investment Loans.
* Special rate offer is available for a limited time on new or additional lending ANZ Breakfree Home Loan Package
ANZ Easy Start
This product is no longer available for sale.
ANZ Land Loan
| Rate type | Interest rate | Comparison rate™ * |
|---|---|---|
| Variable rate | (View current rates) |
(View current rates) |
* Comparison rate calculated on a loan amount $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only.
This Comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison rate but may influence the cost of the loan.
View the comparison rate schedule (PDF 64kB) online or visit any ANZ branch
ANZ Money Saver
This product is no longer available for sale.
ANZ Supplementary Loan
| Rate type | Interest rate | Comparison rate™ ** |
|---|---|---|
| Variable rate | (View current rates) |
(View current rates) |
** Comparison rate calculated on a loan amount $30,000 over a term of 5 years based on monthly repayments. These rates are applicable for secured loans only.
This Comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison rate but may influence the cost of the loan.
View the comparison rate schedule (PDF 64kB) online or visit any ANZ branch
ANZ Home Improvement Loan
ANZ Interest in Advance Loan - Yearly^
| Term | Interest rate |
|---|---|
| 1 year | (View current rates) |
| 2 years | (View current rates) |
| 3 years | (View current rates) |
| 4 years | (View current rates) |
| 5 years | (View current rates) |
| 7 years | (View current rates) |
| 10 years | (View current rates) |
^ The Rates shown apply for interest paid yearly in advance. The Rates applicable for interest paid monthly, quarterly or semi - annually in advance are available on application at any ANZ Branch.
Equity loans - interest and reference rates
ANZ Equity Manager
| Rate type | Interest rate |
|---|---|
| Variable rate | (View current rates) |
ANZ Home Equity Loan
This product is no longer available for sale.
ANZ Equity Release
This product is no longer available for sale.
Housing loans - interest and reference rates
Interest rates on ANZ personal products current as at (View current rates).
Current business interest rates and corporate interest rates are also available.
- Housing loans - interest rates and reference rates
- Residential investment loans - interest rates and reference rates
- Equity loans - interest rates and reference rates
Other ANZ rates and fees
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