Fees

Home loans and investment loans - interest and reference rates

ANZ Standard Variable Rate (home loan index)

Rate type Interest rate Comparison rate1
Variable rate loading product data(View current rates) loading product data(View current rates)

We've changed when we review our variable home loan interest rates. Find out more about rate changes.

ANZ Fixed Interest Rates (with Breakfree Package)

ANZ Fixed Rate Home and Residential Investment Loans in a Breakfree Package receive a 0.15% p.a. discount. The table below shows our current interest rates after the 0.15% p.a. saving has been applied.

Term Interest rate Comparison rate2
1 year loading product data(View current rates) loading product data(View current rates)
2 years loading product data(View current rates) loading product data(View current rates)
3 years loading product data(View current rates) loading product data(View current rates)
4 years loading product data(View current rates) loading product data(View current rates)
5 years loading product data(View current rates) loading product data(View current rates)
7 years loading product data(View current rates) loading product data(View current rates)
10 years loading product data(View current rates) loading product data(View current rates)

ANZ Fixed Interest Rates (without Breakfree Package)

Term Interest rate Comparison rate1
1 year loading product data(View current rates) loading product data(View current rates)
2 years loading product data(View current rates) loading product data(View current rates)
3 years loading product data(View current rates) loading product data(View current rates)
4 years loading product data(View current rates) loading product data(View current rates)
5 years loading product data(View current rates) loading product data(View current rates)
7 years loading product data(View current rates) loading product data(View current rates)
10 years loading product data(View current rates) loading product data(View current rates)

ANZ Simplicity PLUS

Rate type Interest rate Comparison
rate1
Variable rate
discount
Variable rate loading product data(View current rates) loading product data(View current rates) Not applicable

ANZ Breakfree Home Loan Package

Total ANZ Mortgage Lending Variable rate discount3 Fixed rate discount4
$150,000 - $249,999 0.50% p.a. 0.15% p.a.
$250,000 - $699,999 From 0.60% p.a.* 0.15% p.a.
$700,000+ From 0.70% p.a.* 0.15% p.a.

* Special Offer Rates may be available on new or additional lending.

Terms and conditions, fees and charges, and eligibility criteria apply. See ANZ Breakfree Terms and Conditions (PDF 424kB)

ANZ Land Loan

Rate type Interest rate Comparison rate1
Variable rate loading product data(View current rates) loading product data(View current rates)

ANZ Money Saver

This product is no longer available for sale.

ANZ Supplementary Loan

Rate type Interest rate Comparison rate5
Variable rate loading product data(View current rates) loading product data(View current rates)

ANZ Home Improvement Loan

ANZ Interest in Advance Loan - Yearly6

Term Interest rate
with Breakfree
Interest rate
(without Breakfree Package)
1 year loading product data(View current rates) loading product data(View current rates)
2 years loading product data(View current rates) loading product data(View current rates)
3 years loading product data(View current rates) loading product data(View current rates)
4 years loading product data(View current rates) loading product data(View current rates)
5 years loading product data(View current rates) loading product data(View current rates)
7 years loading product data(View current rates) loading product data(View current rates)
10 years loading product data(View current rates) loading product data(View current rates)

 

Equity loans - interest and reference rates

ANZ Equity Manager

Rate type Interest rate
Variable rate loading product data(View current rates)

ANZ Home Equity Loan

This product is no longer available for sale.

Housing loans - interest and reference rates

Interest rates on ANZ personal products current as at loading product data(View current rates).

Current business interest rates and corporate interest rates are also available.

Other ANZ rates and fees

How to apply

phone
Call us on 1800 100 641

Send us an enquiry

phone
Call us on 1800 100 641
8:00am to 9:30pm (AEST) Monday to Friday,
8:00am to 4:30pm (AEST) Saturdays and Sundays.
  1. Comparison rate calculated on a loan amount $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only.

    This Comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison rate but may influence the cost of the loan.

    View the comparison rate schedule (PDF 68kB) online or visit any ANZ branch.

  2. This Comparison Rate is for a loan of $150,000 over 25 years.
    WARNING: This Comparison Rate applies only to the example or examples given and includes the ANZ Breakfree Package fee and standard discounts and fee waivers under ANZ Breakfree. Different amounts and terms will result in different Comparison Rates.

    The calculation of this Comparison Rate includes the ANZ Breakfree Package Fee and certain discounts and fee waivers which are ANZ Breakfree Benefits, such as the Loan Approval Fee waiver. Early Repayment Costs are not included in the Comparison Rate but may influence the cost of the loan if you make early or additional repayments. A Comparison Rate schedule is available at any ANZ branch.

    Terms and conditions, fees and charges, and eligibility criteria apply. See ANZ Breakfree Terms and Conditions (PDF 424kB)

  3. Available on Standard Variable Rate Residential and Investment Loans and ANZ Equity Manager facilities. Terms and conditions, fees and charges, and eligibility criteria apply. See ANZ Breakfree Terms and Conditions (PDF 424kB).

  4. Available on ANZ Fixed Rate Home and Residential Investment Loans. Terms and conditions, fees and charges, and eligibility criteria apply. See ANZ Breakfree Terms and Conditions (PDF 424kB).
  5. Comparison rate calculated on a loan amount $30,000 over a term of 5 years based on monthly repayments. These rates are applicable for secured loans only.

    This Comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison rate but may influence the cost of the loan.

    View the comparison rate schedule (PDF 68kB) online or visit any ANZ branch.

  6. The Rates shown apply for interest paid yearly in advance. The Rates applicable for interest paid monthly, quarterly or semi - annually in advance are available on application at any ANZ Branch.

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