ANZ offers a number of options for accessing your additional payments as well as borrowing more money on an existing loan or taking out a new one.
|Click to expand or contract ANZ Supplementary Loan|
The ANZ Supplementary Loan is designed to enable you to access the equity you have built up in your home or residential investment property to finance anything you like. The purpose of the loan can range from consolidating existing personal borrowing to financing new borrowing for purchasing shares, home decorating, a new car ... anything you desire. This loan is secured by a first registered mortgage over your property.
|Click to expand or contract ANZ Redraw|
ANZ Redraw gives you easy access to additional payments you have made to your loan. To access these funds, you must be registered for ANZ Redraw, have an eligible loan product and meet the terms and conditions of ANZ Redraw under your credit contract. Refer to relevant 'Loan Options' pages:
Once registered for ANZ Redraw, if you are registered for ANZ Internet Banking, you can perform the following functions online:
If you are not registered for ANZ Internet Banking, you can request ANZ Redraw withdrawals by:
Minimum redraw amounts
There is currently no minimum Redraw amount for eligible Home Loans and Residential Investment Loans.
For further information regarding ANZ Redraw, please contact the ANZ Redraw Team on 1800 077 070 between 8am and 9.30pm (AEST) Monday to Friday.
Loans eligible for ANZ Redraw
For details of the above loans, go to ANZ Home Loans.
If your latest Letter of Offer was issued between 20 April 2000 and 9 February 2008, you must register for Redraw by completing a Redraw registration/amendment authority form (PDF 270kB).
If you cannot download this form you can request it from:
The Redraw Registration Form must be signed by all parties to the loan and returned to your branch for verification.
If your latest Letter of Offer was issued between November 1997 and 20 April 2000, you must register for Redraw by contacting the ANZ Redraw Team on 1800 077 070 between 8am and 8.00pm (AEST) Monday to Friday.
Terms and conditions
To be eligible for ANZ Redraw:
Loans drawn prior to November 1997 may be renewed with a new loan contract to include a redraw facility. Fixed rate loans become eligible for redraw when they reach their variable rate period. Additional payments made to fixed rate loans during the fixed rate period will not be available to be redrawn.
ANZ Assured provides you quick access to a small amount of credit when you need it. It is a credit facility of either $500 or $1,000 that can be attached to a wide range of transaction accounts to guard against unexpected cash shortfalls.
Many existing ANZ Home or Residential Investment Loan customers are eligible for fee waivers on an ANZ Assured facility.
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