
Two ANZ Rewards credit cards. One account. Simply more rewarding
One shared account, one Total Annual Fee, one monthly account statement and one credit limit for both ANZ Rewards credit cards.
Redeem Rewards Points1 for a wide selection of rewards
ANZ Rewards offers a range of rewards including travel options, entertainment, gift cards, shopping vouchers, merchandise and more.
You could automatically receive select rewards when you have accumulated sufficient Reward Points1. For example, you could choose to receive a shopping voucher or movie passes as soon as you have enough Reward Points for that reward.
With the addition of an ANZ Rewards American Express card, you could earn Reward Points faster than ever before on this account.
For more information and to explore hundreds of different reward options, visit anzrewards.com.
Reward Points1
| ANZ Rewards | Earn rate | Spend value on purchases (excluding cash equivalent transactions) |
|---|---|---|
| ANZ Rewards American Express card |
2 Reward Points | $1 |
| ANZ Rewards Visa card | 1.5 Reward Points | $1 |
| Interest rate on purchases | (View current rates)3 |
|---|---|
| Interest rate on cash advances | (View current rates)3 |
| Interest free days5 on purchases | Up to 44 days |
| Minimum credit limit | $1,000 |
| Total Annual Fee4 | $89 |
Existing ANZ Rewards account holders (prior to 10 April 2010) can accept the addition of an ANZ American Express card to their ANZ Rewards account.

Once approved, you may expect to receive your credit card within five business days. You don’t need to be an ANZ customer to apply for an ANZ Rewards credit card account.
View ANZ terms, conditions, fees and charges
Terms and conditions are available on application. Fees and charges apply.
1. Reward Points and Bonus Reward Points accrue in accordance with the ANZ Rewards – Rewards Program Terms and Conditions (PDF 596kB) (please call 13 13 14 for a copy). Purchases exclude cash and cash equivalent transactions. This Reward Points information displayed on this page applies to new customers only. Existing customers may be subject to a different Reward Points earn rate on both their ANZ Rewards American Express card and/or ANZ Rewards Visa card. Existing customers should call 13 22 73 for information regarding the Reward Points earn rate that applies to their account.
2. All applications for credit are subject to ANZ's credit assessment criteria.
3. Standard variable interest rate is
(View current rates) on purchases and
(View current rates) on cash advances as at
(View current rates) and is subject to change.
4. For ANZ Rewards a Total Annual Fee of $89 applies which includes a $34 Annual Account Fee and a $55 Rewards Program Services Fee. For additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 apply per additional cardholder on the account. The Total Annual Fee information displayed on this page applies to new customers only. Existing customers may be subject to a different Total Annual Fee and should call 13 22 73 for information regarding the Total Annual Fee that applies to their account.
5. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Credit Cards Conditions of Use.
6. Offer available to new and approved applicants who apply for an ANZ Rewards credit card by 13 March 2012. Not available in conjunction with other offers, packages or promotions or when you transfer or close an existing ANZ credit card. The 10,000 bonus ANZ Reward points offer applies only once per new ANZ Rewards account. Your application must be approved to receive the bonus points and these will be credited to your account within three months of first spend. If you transfer or cancel your new ANZ credit card account before the introductory ANZ Reward points are processed to your account, you may become ineligible for these points. Points and Bonus Reward Points accrue in accordance with the ANZ Rewards - Rewards Program Terms and Conditions (PDF 596kB). ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving application.
American Express is a registered trademark of American Express. This card is issued by Australia and New Zealand Banking Group Limited (ANZ) pursuant to a license from American Express.
™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon™ is a trademark of Fair Isaac Corporation.
® ANZ Holiday Rewards is a registered trademark of Australia and New Zealand Banking Group Limited, ABN 11 005 357 522. ANZ Holiday Rewards is provided by Pinpoint Travel Group Pty Ltd, Lic. No. 2TA002974.
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