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Low interest rate cards - Credit cards & debit cards

Low interest rate cards

ANZ Low Rate MasterCard®

Choose a smarter way to repay your balance

ANZ Low rate Mastercard

Transfer your non-ANZ credit, charge or store card balances to an ANZ Low Rate MasterCard and enjoy a 0% p.a. balance transfer rate for the first six months.1

Apply online for ANZ Low Rate MasterCard 60 second response

An ANZ Low Rate MasterCard® credit card may be suitable for you if you would like to:

Interest rate on purchases 12.24% p.a.3
Interest rate on cash advances 20.49% p.a. 3
Interest free days on purchases Up to 55 days
Minimum credit limit $1,000
Annual account fee $58
  • Flexibility to add up to three additional cardholders to your account on your ANZ Low Rate MasterCard® at no extra cost.
  • MasterCard applause™ - be entertained with exclusive tickets to theatre, dance, musicals and sporting events.
  • MasterCard promotions – access to special promotions, e.g. competitions, travel holidays etc. simply for being a MasterCard cardholder.
  • MasterCard Global Service™ - putting you in touch with a representative - 24 hours a day, 365 days a year, if you need easy access to locate ATM’s that accept MasterCard, Maestro® and Cirrus® brands.

 

  • Design your low rate credit card by simply loading your favourite image or choose from a library of images4.
  • Worldwide emergency credit card replacement.
  • As an ANZ Low Rate MasterCard® holder, you have access to a range of services including:

Once approved, you may expect to receive your credit card within five business days. You don’t need to be an ANZ customer to apply for ANZ Low Rate MasterCard® credit card.

View ANZ terms, conditions, fees and charges

Terms and conditions are available on application. Fees and charges apply.

1. Not applicable when you transfer and close an existing ANZ card account. The balance transfer must be completed at the time of applying for your new ANZ Low Rate MasterCard or at the time of activation of your new ANZ Low Rate MasterCard. Balance transfer rate reverts to the standard variable rate on your card after the first six months from the date of card approval and any balances that remain unpaid at the end of this period will become subject to the standard variable interest rate applicable to purchases.

2. All applications for credit are subject to ANZ's credit assessment criteria.

3. Standard variable interest rate is 12.24% p.a. on purchases and 20.49% p.a. on cash advances as at Monday, 16th November 2009 and is subject to change.

4. Subject to image guidelines. Terms and conditions available at www.designmycard.com.au.

™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 074664715.

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