If you have seen an ANZ credit card offer in market and want to know more, you’ve come to the right place. Whether it’s a balance transfer, reward points or a low annual fee you are after, we may have something to suit your needs.

Balance transfer offer

0% p.a. for first 16 months on balance transfers1.

Annual fee offer

First year annual account fee waiver2.

Bonus Rewards Points offer

50,000 bonus Rewards Points on first eligible purchase & $0 Total Annual Fee for the first year3.

Bonus Qantas Points offer

50,000 bonus Qantas Points once you spend $1,500 on eligible purchases & $0 Total Annual Fee for the first year4.

View offers for existing cardholders

View ANZ terms, conditions, fees and charges

1. Offer only available to new and approved applicants who apply for an ANZ First, ANZ Platinum, ANZ Low Rate or ANZ Low Rate Platinum credit card account with the balance transfer by 27 October 2014. Offer available in respect of balances transferred from non-ANZ credit or store cards only. Not available in conjunction with other offers, packages or promotions or in respect of balances transferred from an existing ANZ account. The balance transfer must be requested at the time of applying for, or activating, the credit card. The Promotional Plan annual percentage interest rate expires 16 months after the date the credit card application is approved, and any amounts forming part of the relevant Promotional Plan balance at that time will be allocated to the standard balance transfers balance of the credit card account. The standard annual percentage interest rate is loading product data(View current rates) on purchases and standard balance transfers and loading product data(View current rates) on cash advances for ANZ Low Rate and ANZ Low Rate Platinum as at loading product data(View current rates) and is subject to change. The standard annual percentage interest rate is loading product data(View current rates) on purchases and standard balance transfers and loading product data(View current rates) on cash advances for ANZ First and ANZ Platinum as at loading product data(View current rates) and is subject to change. Terms and conditions apply to balance transfers (please call 13 13 14 for a copy). Payments to your account are applied in accordance with the ANZ Credit Cards Conditions of Use.

2. The ANZ Platinum annual account fee ("Annual Fee") will be waived in the first year. In each subsequent year, if you make eligible purchases of $20,000 or more annually using your ANZ Platinum account your next annual fee will be waived. Eligible purchases must be made in the year prior to your next fee date. Your fee date is the date that your account is assessed for charging an annual fee. If your account has not previously been charged an annual fee then for the purpose of determining your eligibility for the waiver, your fee date is the first date that your account is assessed for charging an annual fee. Eligible purchases includes purchases made using your account, but excludes balance transfers, cash advances, interest, fees, transactions reversed and purchase refunds. If you do not make at least $20,000 of eligible purchases in the year prior to your fee date the annual fee will be charged to your account. 

3. Offer available to new and approved applicants who apply for an ANZ Rewards, ANZ Rewards Platinum and ANZ Rewards Black credit card account by 27 October 2014. The bonus Reward Points and fee waiver offer is not available in conjunction with other offers, packages or promotions or when you transfer or close an existing ANZ credit card. The bonus Reward Points offer applies only once per new ANZ Rewards, ANZ Rewards Platinum and ANZ Rewards Black credit card account. Your application must be approved and you must activate the card and make your first eligible purchase (excluding fees, cash, cash equivalent transactions, balance transfers and premiums for ANZ credit card insurance) within thirty days of approval to receive the bonus Reward Points, which will be credited to your account within four months of your first eligible purchase. If you transfer or cancel your new ANZ Rewards, ANZ Rewards Platinum and ANZ Rewards Black credit card account before the introductory bonus Reward Points are processed to your account, you may become ineligible for these bonus Reward Points. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card.  The Total Annual Fee, and any Additional Cardholder Fees and Rewards Program Services Fees applicable to additional cardholders on the account, will be waived for the first year. After the first year for ANZ Rewards, a Total Annual Fee of $89 applies which includes a $34 Annual Account Fee and a $55 Rewards Program Services Fee. After the first year for ANZ Rewards Platinum, a Total Annual Fee of $149 applies, which includes a $94 Annual Account Fee and a $55 Rewards Program Service Fee. After the first year for ANZ Rewards Black, a Total Annual Fee of $375 applies, which includes a $320 Annual Account Fee and a $55 Rewards Program Service Fee. After the first year, for additional cardholders on ANZ Rewards, ANZ Rewards Platinum and ANZ Rewards Black, an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 will apply per additional cardholder on the account. The fee information displayed on this page applies to new customers only. Existing customers may be subject to different fees and should call 13 22 73 for information regarding the fees that apply to their account.

4. Offer available to new and approved applicants who apply for an ANZ Frequent Flyer, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card account by 26 August 2014. The bonus Qantas Points and fee waiver offer is not available in conjunction with other offers, packages or promotions or when you transfer or close an existing ANZ credit card. The bonus Qantas Points offer applies only once per new ANZ Frequent Flyer, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card account. Your application must be approved and you must make $1,500 worth of eligible purchases (excluding fees, cash, cash equivalent transactions, balance transfers and premiums for ANZ credit card insurance) within three months of approval to receive the bonus Qantas Points. The bonus Qantas Points will be credited to your account within four months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Frequent Flyer, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card account before the introductory bonus Qantas Points are processed to your account, you may become ineligible for these bonus Qantas Points. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card. The Total Annual Fee, and any Additional Cardholder Fees and Rewards Program Services Fees applicable to additional cardholders on the account, will be waived for the first year. After the first year for ANZ Frequent Flyer, a Total Annual Fee of $95 applies which includes a $40 Annual Account Fee and a $55 Rewards Program Services Fee. After the first year for ANZ Frequent Flyer Platinum, a Total Annual Fee of $295 applies which includes a $240 Annual Account Fee and a $55 Rewards Program Services Fee. After the first year for ANZ Frequent Flyer Black, a Total Annual Fee of $425 applies which includes a $370 Annual Account Fee and a $55 Rewards Program Services Fee. After the first year, for additional cardholders on an ANZ Frequent Flyer, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card, an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 will apply per additional cardholder on the account. The fee information displayed on this page applies to new customers only. Existing customers may be subject to different fees and should call 13 22 73 for information regarding the fees that applies to their account.