At ANZ we're committed to offering our customers a range of everyday accounts that could suit their needs whatever their stage in life.

What are your banking needs?

I make frequent transactions and prefer the flexibility to bank online, over the phone or via branch.
I often shop online but prefer to use my own money so need an account with Visa Debit access.
I am a full time student and need an everyday bank account.
I am moving to Australia to study full time and need an everyday bank account.
I’m a concession card holder and need a low cost bank account.
I am a concession cardholder and would like assistance to save for education expenses.
I have children and would like an account to teach my kids the benefits of saving.
I am comfortable managing my funds online and want to earn a competitive rate of interest.
I am looking to invest my money for a period of time at a fixed interest rate.

How to apply

To open a new bank account, simply select the account that is right for you and we will take you directly to the online application form. The online application will take you about 10-15 minutes to complete.

Don’t want to apply online? 

Telephone icon
Call 1800 505 232 from 8.00am to 8.00pm (AEST) Monday to Friday

Terms and conditions are available on application. Fees and charges apply.

  1. Full-time students need to show proof of enrolment with an Australian Educational Institution at an ANZ branch in order to receive a monthly account service fee waiver. A student monthly account service fee waiver needs to be renewed annually at an ANZ branch with proof of enrolment at an Australian Educational Institution.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the terms and conditions and the financial services guide (PDF 512kB) before acquiring the product.

Eligibility criteria apply to issue of ANZ Access Visa Debit card.

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