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ANZ Online Saver - Accounts

ANZ Online Saver

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Enjoy the convenience of ANZ Online Saver. An award-winning1 online savings account that offers easy access to your savings, competitive interest rates, no minimum balance and no monthly account service fee.

 

  • Enjoy a competitive interest rate, calculated daily with interest paid monthly.
  • Easy access to your savings via your linked ANZ account using ANZ Internet Banking, ANZ Phone Banking and BPay®2 (refer to the Eligibility tab for a list of eligible linked ANZ accounts).
  • A convenient way to save - no minimum balance, no withdrawal fees and no fixed term requirements.
  • Make every dollar work harder for you with no monthly account service fee2.
  • Ability to open multiple accounts if you’re saving for multiple goals.
  • Simplified management of your finances – manage your funds through the same secure Internet banking site as your everyday account.

To open an ANZ Online Saver account you must:

  • be aged 16 years or over
  • be living in Australia and can complete the ANZ Customer Identification Process in Australia upon opening the account or be an existing ANZ customer.

If you would like to open an account for a child under 12, the account should be opened in the name of an adult in trust for the child.

Your ANZ Online Saver account must be linked to an eligible ANZ transaction account(s) at all times2.

Eligible ANZ accounts include:

  • ANZ Everyday Visa Debit
  • ANZ Access Advantage
  • ANZ Access Select
  • ANZ Access Basic
  • ANZ Access Deeming
  • ANZ Progress Saver
  • ANZ V2 PLUS
  • ANZ Premium Cash Management Account.

Interest rates

Interest rates shown below only apply to ANZ Online Saver.

Amount Interest rate
Interest rate on all balances Find out rate

Interest is calculated daily and paid monthly.

Fees and charges

Monthly account service fee
$02
Minimum balance
n/a
Included ANZ Transactions per month
Unlimited Phone and Internet Banking Transactions (as defined in the ANZ Personal Banking Account fees and charges (PDF 324kB) booklet)
Additional transaction fees
ANZ Mobile Banking3

For more information on fees download the ANZ Personal Banking Account fees and charges (PDF 324kB) or ANZ Personal Banking General Fees and Charges (PDF 148kB).

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Unsure if ANZ Online Saver is right for you?

Compare all ANZ savings accounts to see which account could best suit your needs.

Don't want to apply online?

Telephone icon  Call 1800 008 177 from 8.00am to 8.00pm (AEST) Monday to Friday

Visit branch icon   Visit any ANZ branch

ANZ Online Saver is covered by the Australian Government Deposit Guarantee scheme4.

Terms and conditions are available on application. Fees and charges apply.

1. CANSTAR CANNEX five star rating as at March 2009.

2. ANZ Online Saver is only open to customers who are the account holders of, or signatories to, eligible ANZ deposit accounts with ANZ Internet and/or Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Select, ANZ Access Basic, ANZ Access Deeming, ANZ Progress Saver, ANZ V2 PLUS, ANZ Premium Cash Management Account and ANZ Everyday Visa Debit. Terms and conditions and fees and charges apply to the eligible account.

3. Fees and charges may apply to ANZ Mobile Phone Banking and customers will be advised of these at the time of applying for the service. You may also incur charges from your mobile phone operator as a result of using ANZ Mobile Phone Banking.Any such charges are solely your responsibility.

4. This is a deposit product offered by ANZ. Deposits with ANZ of up to and including A$1 million in aggregate will continue to be automatically guaranteed by the Federal Government without charge. The $1 million fee-free guarantee threshold is calculated on the total deposits held in one or multiple ANZ accounts by each ‘legal entity’. For deposits of more than A$1 million, we will offer customers the ability to opt-in to receive the benefit of the guarantee for a monthly fee of 0.7% p.a. This is the fee we will be charged directly by the Federal Government as a AA rated bank. For information about what is a ‘legal entity’, please refer to the Federal Government Guarantee on Deposits fact sheet.

® Registered to BPAY Pty Ltd, ABN 69 079 137 518

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the Product Disclosure Statement and the Financial Services Guide (PDF 208kB) before acquiring the product.

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