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ANZ Access Deeming - Accounts
ANZ Access Deeming
If you receive a Centrelink allowance or a Veterans’ Affairs pension or allowance you may be eligible for an award winning3 ANZ Access Deeming account.
With no monthly account service fee, ANZ Access Deeming is about affordable banking with banded interest rates, allowing you to make the most of your funds.
Plus, if you're aged 18 or over you may have access to Visa Debit so you can enjoy the freedom to access your own money anywhere Visa is accepted.
- You could save money with no monthly account service fee.
- With Visa Debit access, you can use your own money online, over the phone and overseas.
- Press 'credit' for the added security of ANZ Falcon™ fraud monitoring - when using your ANZ Access Visa Debit card for ATM or EFTPOS transactions, select the 'credit' button to activate ANZ Falcon™, which monitors your transactions for suspicious activity. Transactions that you make online or by phone are automatically protected by ANZ Falcon™.
- Unlimited access to ANZ ATMs Phone and Internet Banking, plus branch, cheque and EFTPOS1.
- Bank the way you want – cheque book available on request.
- Make your money work harder – earn banded interest on your money (different rates of interest apply to different parts of your account balance).
- Choose from 3 card colours
To open an ANZ Access Deeming account, you must:
- be an Australian resident, with an Australian address - who can complete the ANZ Customer Identification Process in Australia upon opening the account or be an existing ANZ customer
- receive an eligible Centrelink pension or allowance or a Veterans’ Affairs pension or allowance and have had your financial investments assessed for their entitlement to that pension or allowance
- have your pension or allowance paid into your ANZ Access Deeming account.
Eligible pensions and allowances include:
- Aged pension
- Disability Support pension
- Widow’s pension or allowance
- Wife’s pension
- Carer’s pension
- Sole parent’s pension
- Service pension
- Incentive allowance
- New start allowance (including Mature age allowance and Mature Partner allowance)
- Sickness allowance
- Special Benefit allowance
- Partner allowance
- Parenting allowance.
If you do not receive a Centrelink pension or allowance or a Veterans' Affairs pension or allowance, ANZ has other concession accounts for which you may be eligible.
Unsure if ANZ Access Deeming is right for you?
Compare all ANZ accounts to see which one suits your needs.
Apply for ANZ Access Deeming
Call us on 1800 008 177, from 8.00am to 8.00pm (AEST) Monday to Friday
Existing ANZ Access Deeming account customer?
If you would like to add an ANZ Access Visa Debit card to your account, please either visit your local ANZ branch or call 1800 008 177 Monday - Friday, 8am-8pm (AEST).
ANZ Access Deeming is covered by the Australian Government Deposit Guarantee Scheme2.
Terms and conditions are available on application. Fees and charges apply.
^ Special Term Deposit rate is current as at 16 February 2010 and subject to change. A minimum investment of $5,000 is required. This interest rate is not available with other offers. Interest is payable at maturity. Fees and charges apply. If you choose to reinvest your funds in an ANZ Term Deposit following the conclusion of the term, the applicable interest rate will be determined at the time of reinvestment.
1. Fees and charges apply. Please refer to ANZ Personal Banking Account Fees and Charges (PDF 112kB) for fees and charges that apply.
2. This is a deposit product offered by ANZ. Deposits with ANZ of up to and including A$1 million in aggregate will continue to be automatically guaranteed by the Federal Government without charge. The $1 million fee-free guarantee threshold is calculated on the total deposits held in one or multiple ANZ accounts by each ‘legal entity’. For deposits of more than A$1 million, we will offer customers the ability to opt-in to receive the benefit of the guarantee for a monthly fee of 0.7%pa. This is the fee we will be charged directly by the Federal Government as a AA rated bank. For information about what is a ‘legal entity’, please refer to the Federal Government Guarantee on Deposits fact sheet.
3. Judged Best Pensioner Deeming Account, Money magazine's 2010 Best of the Best Award.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.
ANZ recommends you read the Product Disclosure Statement and the Financial Services Guide (PDF 208kB) before acquiring the product.
™ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) 074 664 715.
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© Australia and New Zealand Banking Group Limited (ANZ) 2010 ABN 11 005 357 522. ANZ's colour blue is a trade mark of ANZ.