Compare our accounts - Accounts

Compare our accounts

ANZ everyday banking and savings accounts are designed to make your banking easier and more convenient. Whether you are looking for everyday banking or a savings account – ANZ could have the right account for you.

Everyday accounts

Savings accounts

Everyday bank account comparison table

Account	ANZ Access Advantage	ANZ Access Select	ANZ Access Deeming
Visa Debit card	Yes	Yes	Yes
Access options	Unlimited access to ANZ ATMs, Phone & Internet Banking, plus branch, cheque and EFTPOS¹	Unlimited Internet Banking access. 6 free Electronic Transactions per month² (as defined in the ANZ Personal Banking Account Fees and Charges booklet(PDF 324kB))	Unlimited access to ANZ ATMs, Phone & Internet Banking, plus branch, cheque and EFTPOS¹
Concessions available	Yes³	No
Cheque book	Optional	Optional	Optional
Monthly account service fee	$5	$2	$0

All ANZ everyday bank accounts support the following benefits:

access to your funds via ANZ ATMs, EFTPOS, ANZ Phone Banking, ANZ Internet Banking
ability to regularly deposit funds - including salary, pension payments and dividend income.

Savings accounts with minimum balances under $5,000
Account	ANZ Online Saver	ANZ Progress Saver	ANZ SmartyPig
Monthly account service fee	$0	$0	$0
Access options	Unlimited access to ANZs ATM balance enquiries and transactions, ANZ Phone & Internet Banking¹	1 free ANZ Transaction as defined in the ANZ Personal Banking Account Fees and Charges (PDF 324kB) booklet⁴	N/A
Interest rate % p.a. variable	4.25% p.a.	0.01% p.a. + 3.60% p.a. (Base Rate + Bonus Rate)	4.50% p.a.
Minimum opening balance	$0	$10	$10
Minimum ongoing balance	$0	$10	$10 minimum per month
Apply

Savings accounts with minimum opening balances $5,000 and above
Account	ANZ V2 Plus	ANZ Premium Cash Management	ANZ Term Deposit
Monthly account service fee	$0	$0	$0
Included monthly transactions	5 free ANZ Transactions as defined in the ANZ Personal Banking Account Fees and Charges (PDF 324kB) booklet²	5 free ANZ Transactions as defined in the ANZ Personal Banking Account Fees and Charges (PDF 324kB) booklet²	N/A
Interest rate % p.a. variable	3.00% p.a.	Tiered – view interest rates	View interest rates
Minimum opening balance	$5,000	$10,000	$5,000
Minimum ongoing balance	$5,000	$1,000	N/A
Apply			Find out more

View terms, conditions, fees and charges applying to for each of the above accounts.

Terms and conditions are available on application.

Fees and charges apply. Interest rates are current as at Friday, 12 March 2010 and are subject to change

^ Special Term Deposit rate is current as at 16 February 2010 and subject to change. A minimum investment of $5,000 is required. This interest rate is not available with other offers. Interest is payable at maturity. Fees and charges apply. If you choose to reinvest your funds in an ANZ Term Deposit following the conclusion of the term, the applicable interest rate will be determined at the time of reinvestment.

1. Fees and charges apply. Please refer to ANZ Personal Banking Account Fees and Charges (PDF 324kB) for fees and charges that apply.

Balance enquiries and transactions in relation to an ANZ Online Saver account through an ANZ ATM may only be made via ANZ ATMs in Australia.

2. Additional ANZ Transactions charged as: Electronic Transactions $0.50 each, Staff Assisted Transactions $2.50 each, Cheque Transactions $0.50 each. ANZ Transactions, Electronic Transactions, Staff Assisted Transactions and Cheque Transactions are defined in the ANZ Personal Banking Account Fees and Charges (PDF 324kB) booklet.

3. Terms and conditions apply. Please refer to Eligibility

4. Additional ANZ Transactions charged as: Electronic Transactions $1.00 each and Staff Assisted Transactions $2.50 each. ANZ Transactions, Electronic Transaction and Staff Assisted Transactions are defined in the ANZ Personal Banking Account Fees and Charges (PDF 324kB) booklet.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the Product Disclosure Statement and the Financial Services Guide (PDF 208kB) before acquiring the product.

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