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| If you're under 19 years old, ask us about the ANZ Youth Account. This account gives you everything you need to get started: A competitive interest rate on all balances, no transaction or monthly account charges, Phone and Internet Banking and an ANZ card for EFTPOS and ATM's. |
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| The ANZ Youth Account is available to customers under 19 years old who are New Zealand residents. |
| ANZ Youth account holders are exempt from all normal account and transaction fees (note: non-ANZ ATM fees may apply). |
| Interest is earned from the first dollar deposited. It is calculated on the daily balance and paid monthly on the account's key date. View current interest rates |
- Eftpos and ATM access
- ANZ Phone Direct and ANZ internet Banking
(Conditions apply - see below)
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If you're under seven:
- You cannot withdraw money from your account or appoint an agent to withdraw money on your behalf.
- If a parent or guardian wishes to make withdrawals from an account belonging to a child under seven years old, the account must be opened 'in trust' and operated in the best interests of the child.
If you're between seven and 14:
- You can have signing authority on your Youth Account as long as you have the written consent of a parent or guardian.
- You can apply for an ANZ Night & Day card and Phone and Internet Banking, as long as a parent or guardian signs the indemnity form.
- Parents and guardians of children over the age of seven may not make withdrawals from their children's accounts, except in exceptional circumstances and at ANZ's discretion.
If you're 15 or older:
You can operate your account independently
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For more information about our fees please refer to the Service Charges brochure for a full list of charges that apply, for example honour fees/Automatic Payment establishment and amendment fees.
Click here for a copy of the current Disclosure Statement (PDF, 480kb) published by ANZ National Bank Limited or call into any Branch to request a copy.
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