Overdrafts - Loans &overdrafts

Overdrafts

Convenient banking

ANZ Kiribati understands that sometimes you may need extra cash. An overdraft facility could be one way to solve your problems. This product enables you to overdraw your cheque account up to the agreed amount. The credit limit is agreed before the account overdraws and is subject to certain terms and conditions.

Features at a glance

Balance should be maintained within the approved limit when in debt
Account should usually fluctuate from a debit to a credit balance
Limit is set by mutual agreement between ANZ Kiribati and the customer, taking into account any fluctuations in revenue and outgoings
Limit is reviewed annually (or sooner if required), having regard to account conduct and customer needs
Security may be required depending on limit requested
Can be a temporary or permanent arrangement, or can be seasonal.

Apply now

Apply for an ANZ Overdraft by visiting your local ANZ branch or call Bairiki (main branch) on +686 21095, Betio branch on 26034 or Bikenibeu branch on 28076 to speak to an ANZ specialist today.

All lending is subject to ANZ Kiribati's normal credit approval criteria. Terms and conditions available upon request. Fees and charges apply.