Change my Pay Anyone daily limit

Your daily limit applies to Pay Anyone payments, international services (transferring funds overseas, purchasing international bank drafts), the purchasing of bank cheques and online charity donations.

  • If you are a personal customer your daily limit range is $1,000 to $10,000.
  • If you are a business customer your daily limit range is $5,000 to $25,000.
  • If you are an eligible ANZ Internet Banking for Business user higher daily limit up to $500,000 can apply.

Only the limits available to you will display in the "Change your limit" section of the "Change Pay Anyone access" page.

You can change your daily limit in a just few easy steps.

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Changing your Pay Anyone daily limit is easy.

Navigate to "Change Pay Anyone access" page either by:

  • "Pay and transfer" menu > go to “Pay Anyone” page or;
  • "Update details" page >select "Change Pay Anyone access" hyperlink,

and follow the steps below.

Step 1: Select and submit your daily limit
  • Choose your daily limit from the list provided by clicking the radio button.
  • Click "Change my limit" to submit the request.
  • You may be prompted to answer your challenge questions to verify your identity before this is processed
Step 2: Answer your challenge questions
  • Challenge questions help verify your identity when you’re increasing your Pay Anyone limit. If you’re decreasing your daily limit you won’t be prompted to answer any challenge questions so you can skip to Step 3.
  • When presented with a challenge question:
    • Enter the answer to your challenge question(s) and click the "Continue" button to proceed with your request.
    • If you are unable to answer your question(s) correctly you will not be able to change your daily limit.
Step 3: Application successful
  • If you answer your challenge question(s) correctly your request will be successful.
  • If you requested to increase your daily limit you can make Pay Anyone payments with your new daily limit effective immediately
  • If you requested to decrease your daily limit it will take effect the next time you log on to Internet Banking

Need more help?

Use our FAQs to find out more about changing your Pay Anyone daily limit.

What’s my daily limit?
  • Your daily limit is the maximum amount you can transfer on Internet Banking per day.
  • It applies to Pay Anyone, international services (transferring funds overseas, purchasing international bank drafts, travellers’ cheques and foreign currency) and the purchasing of bank cheques.
  • Your daily limit can range from $1,000 - $500,000 depending on the type of account you have.
What happens if I get my answers wrong?
  • We will let you know if your answers do not match the answers you have previously set up. If you are unsure of the answers please call us to verify your identity on 13 33 50 (International +61 3 9683 8833), 24 hours a day, 7 days a week. If you continue to enter incorrect answers you may have your access suspended as a precaution.
What are challenge questions?
  • Challenge questions are a security feature that adds an extra level of protection. These are three questions that you set up with your own personal answers which help us verify your identity.
  • These questions and the answers are designed to be easy for you to remember but hard for someone else to guess.

Need more help?

For further assistance please call the ANZ Internet Banking team on 13 33 50 (International callers: +61 3 9683 8833) 24 hours a day, seven days a week.