Register for Pay Anyone

• The terms and conditions are outlined in the Product Disclosure Statement link provided.
• Read the terms and conditions and acknowledge that you accept them by checking the box.

• The daily limit is the maximum amount you can transfer per day for Pay Anyone, international services, the purchase of bank cheques and donations to charity through ANZ Internet Banking.
• The daily limits for personal customers range from $1,000 to $10,000.
• Business customers using ANZ Internet Banking can apply for $5,000 to $25,000 while ANZ Internet Banking for Business customers can apply for up to $500,000.
• Only the limits available to you will be displayed.

Back to top

After you choose a daily limit and click "Submit" the next steps vary depending on the limit chosen.

Back to top

Yes. You need to register for the Pay Anyone facility online and activate your daily limit before you can start transferring money to any Australian Financial Institution (bank, building society, credit union).

There is no fee/charge for using Pay Anyone. However, if you have used all of your monthly free withdrawals for your account, normal excess transaction fees and government charges may apply.

Back to top

• Go to the "Pay and Transfer"
• Select "Pay Anyone Access" and request your daily limit.

The daily limit only applies to Pay Anyone, purchase of bank cheques, donations to charity and international transfers via ANZ Internet Banking. If you request a Pay Anyone limit other than $1,000 you'll be assigned an action number.

• You will receive this action number by post within five bank business days of your application.
• It's a security measure that confirms your identity for us.
• It expires after 28 days from the date of your application so be sure to use it within this time frame.

Once you receive your action number the next steps will depend on the limit chosen:

Back to top

If the action number is for a daily limit of $5,000, you can activate it online via the "Change Pay Anyone Access" link under the "Internet Banking Settings" section of the "Update Details" menu.

• If the action number is for a daily limit of more than $5,000, please contact the ANZ Internet Banking team on 13 33 50 (International callers: +61 3 9683 8833) 24 hours a day, seven days a week and quote the action number to activate your limit. You will have access to the increased limit next time you log on to ANZ Internet Banking.
• If you are an ANZ Internet Banking for Business customer contact the ANZ Internet Banking for Business team on 1800 269 242 between 8.00am to 8.00pm (AEST), Monday to Friday to activate your limit.

Back to top

Your action number will expire within 28 days from the date of your application.

Back to top

There are different daily limits available to you depending on the type of accounts you have. You need to firstly request a limit and activate it before you start making payments. Only the limits available to you will be displayed.

• Customers with personal accounts may request daily limits of $1,000, $5,000 or $10,000. If you request $1,000, it will be activated immediately and you can start making payment on the same day.
• Customers with business accounts may request daily limits of $5,000, $10,000, $15,000 or $25,000.
• If you are an ANZ Internet Banking for Business customer you may request a daily limit of up to $500,000.

Back to top

The daily limit applies only to Pay Anyone, purchase of bank cheques online, donations to charity and international transfers via ANZ Internet Banking.

Back to top

If you have activated $1,000 it will be available immediately. For any other daily limits, an action number will be sent to you in the post. It may take up to five bank business days for you to receive the mail. Once you activate the action number as per the instruction on the letter, you will be able to use Pay Anyone next time you log on to ANZ Internet Banking.

Back to top

Yes. If you have registered for $1,000 you can immediately access Pay Anyone to make a transfer to any Australian financial institution (bank, building society, credit union). 

• All you need is the BSB number, account number and account name of the recipient.

Back to top

This means that you have already requested a Pay Anyone limit within the last 28 days. 

• A confirmation letter with the action number is on its way to you via the post. 
• You may wish to wait for the confirmation letter.
• If you decide to reapply for the limit again, you may do so. Please be advised that your previous application will be cancelled and your original action number will not work. A new confirmation letter with the new action number will be issued.

Back to top

No. Pay Anyone allows you to transfer funds to any Australian financial institution (bank, building society, credit union). You need to register for international services along with Pay Anyone to be able to transfer fund overseas.

• Find out more about transferring funds overseas

Back to top

To increase your Pay Anyone limit you will need to re-apply for a higher Pay Anyone limit via the "Change Pay Anyone Access" link under the "Internet Banking settings" section of the "Update details" menu.

• Once your application has been processed, you will receive a confirmation letter in the mail with an action number and instructions on how to reactivate Pay Anyone with your new limit.
• Your action number must be activated within 28 days of making your application.

• Find out more about changing your Pay Anyone access

Back to top