Investments products

We know that your finances are changing so we make it easy for you to apply for new investment accounts. You can also apply for products and services to make your existing investment accounts work better for you.

FAQs

See also

Use our faqs to find out more about applying for an ANZ Online Investment Account.

Can I apply for an ANZ Online Investment Account online?

If you do not currently have an ANZ Online Investment Account, you can apply for one in this section. You can also find out more about the product here.

  • Apply for an ANZ Online Investment Account: allows you to apply for the account online via a link to an online form.
  • Learn more about the product: displays the ANZ Online Investment Account information page on ANZ website.
  • View our Financial Services Guide: displays our Financial Services Guide.
  • View our Product Disclosure Statement: displays the Product Disclosure Statement associated with ANZ Online Investment Accounts.

Please note these links will take you to external pages to your ANZ Internet Banking session, and while you are viewing this page your ANZ Internet Banking timeout limit will still apply.

How do I open an ANZ Online Investment Account?

To open an ANZ Online Investment Account, first you must:

  • be 18 years of age or older
  • be a permanent Australian resident
  • hold an eligible transaction or savings account with ANZ and have access to ANZ Internet Banking
  • provide an opening deposit of $1,000 from your existing ANZ transaction or savings account.

Simply log on to ANZ Internet Banking and select "Investments" from the "Apply for" menu to fill out the application, which should take no more than five minutes to complete.

  • If you don't have access to ANZ Internet Banking, please call the ANZ Internet Banking team on 13 33 50 (International callers: +61 3 9683 8833) 24 hours a day, seven days a week or visit your local ANZ branch.
Do I need another ANZ account to open an ANZ Online Investment Account?

Yes. As part of the account opening process, you must nominate a standard ANZ transaction or savings account from which to provide your opening deposit and to which all future withdrawals from your investment will be deposited.

What type of ANZ Online Investment Accounts can I open?

You can open an individual or joint account Online Investment Account. 

  • At present, the ANZ Online Investment Account cannot be opened in a company name or in the name of a trust.
How long does it take to process a withdrawal?
  • Withdrawal requests made prior to 12.45pm (AEST) on a trading day will generally result in your funds being available in your nominated ANZ account the following trading day.
  • Withdrawal requests made after 12.45pm (AEST) or at any time on a day when the share market is not open for trading will generally result in funds being available in your nominated ANZ account the day after the next trading day.
Are there any restrictions on the size and frequency of deposits and withdrawals?

There are very few restrictions on how much, or how often, you can deposit or withdraw from the ANZ Online Investment Account.

  • When opening an ANZ Online Investment Account you must provide an opening deposit of $1,000.
  • Once your account is opened the only restriction is that subsequent deposits must be $100 or more.
How can I check my estimated account balance?

Your estimated account balance and transaction history can be checked via your ANZ Internet Banking or by calling th ANZ Online Investment team on 1300 789 223, Monday to Friday between 8.00am and 8.00pm (AEST).

How does ANZ invest my money?

The ANZ Online Investment account provides a means by which you can arrange to invest your funds in units in a unit trust (the fund), simply by transferring funds to your account.

  • You don't need to give any separate instructions to ANZ about when or how to invest your funds.
  • You can transfer funds to your account at any time.
  • Each time you transfer funds to your account, ANZ will arrange to invest those funds by purchasing units in the fund on your behalf.
  • For more information on how the unit fund works, please refer to the PDS available on our website.
What does the unit price represent?

The unit price represents the estimated dollar value of one investment unit.

  • As the unit price is based on the closing market price from the previous day, it can only provide an estimate and may not represent the current value of your investment.
By investing in this product, will I own shares in Australia's 200 biggest companies?

No. You are investing in a fund that is linked to the performance of the companies that comprise the S&P/ASX200 Index. 

  • This investment does not entitle you to beneficial ownership of the underlying shares.
Is this account covered by the Federal Government's bank deposit guarantee?

No, once the money you have deposited is invested it is no longer held on deposit by ANZ.

  • As a result, it is not covered by the Federal Government guarantee or depositor protection under the Banking Act 1959.
Why can't I see my ANZ Online Investment account in ANZ Internet Banking yet?

If you have applied for an ANZ Online Investment account more than 24 hours ago but still cannot see it in ANZ Internet Banking, please call the ANZ Online Investment team on 1300 789 223 Monday to Friday between 8.00am and 8.00pm (AEST) for more information.

What can I do here if I already have an investment account set up?

If you have already got your ANZ Online Investment Account linked to your ANZ Internet Banking, apart from accessing Financial Services Guide, Product Disclosure Statements and further information about the product, you can also access an additional link to view investment performance information for Australia's biggest 200 companies.

Why can't I access the "Current offers" and "Apply for" pages?

ANZ Internet Banking for Business customers cannot access these pages in their ANZ Internet Banking as the current offers are not available on business accounts.

  • The investments section in ANZ Internet Banking is only for customer registered for ANZ Internet Banking.

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How can I apply for other accounts online?

You can apply for other ANZ accounts online from the "Apply for" section.

  • Click on the "Apply online for an account" link
  • Select the account from the list.
  • Complete the online application form.

Please note that this page is external to your ANZ Internet Banking session, and while you are viewing this page your ANZ Internet Banking time-out limit will still apply.

You can apply for a range of the other ANZ products online including:

  • Home loans
  • Personal loans
  • Savings and investment accounts
  • Insurance products
  • ANZ Credit Cards
  • Everyday accounts.
Important notes
  • The performance of an investment in the ANZ Online Investment Account is not guaranteed and can be volatile, particularly in the short term.
  • Once the money that you have deposited is invested, it is no longer held on deposit by ANZ. As a result, it is not covered by the Federal Government guarantee or depositor protection under the Banking Act 1959.
  • ANZ does not guarantee your investment in the investment account or the performance of the product or its investments.
  • Your investment in the product is subject to a range of investment risks. They include possible delays in the repayment of withdrawals from your investment and loss of income and principal invested.
  • ANZ recommends you read the Product Disclosure Statement which is available on www.anz.com before deciding to acquire or hold the product.

Need more help?

For further assistance please call the ANZ Internet Banking team on 13 33 50 (International callers: +61 3 9683 8833) 24 hours a day, seven days a week.