Investment accounts

After logging on to ANZ Internet Banking all of your linked accounts will display on the "View Accounts" page.

  • Click on your online investment account to view transactions and access various options to help you manage the account.

Help me

You can also click the "Set up regular deposits" link to set up regular transfers to your online investment account. This is done using our transfer between my accounts facility.

Find out more about the account terms and conditions:

FAQs

See also

Use our faqs to find out more about investment accounts.

How do I link my ANZ Online Investment Accounts to ANZ Internet Banking?

If your ANZ Online Investment Account is not yet linked to your ANZ Internet Banking you can request it to be linked in one of three ways:

  • Use the link my accounts function on ANZ Internet Banking - this will take 24-48 hours.
  • Contact the ANZ Internet Banking team on 13 33 50 (International callers: +61 3 9683 8833) 24 hours a day, seven days a week - this will be immediate.
  • Visit your nearest ANZ branch - this will be immediate.
What is the difference between my available funds and my current balance?

Current balance: This is your estimated account balance and is not a precise reflection of the current value of your investment.

  • ANZ updates your balance daily, based on the previous trading day.
  • It does not include any accrued management fees owed to ANZ that have not yet been deducted from your investment.

Available funds: This is an estimate of your current redemption value based on the previous trading day.

  • You can request to withdraw up to the amount shown via ANZ Internet Banking.
  • However, the current redemption value will only be determined at such a time as when you choose to withdraw and subject to the prevailing circumstances on that trading day.
  • It does not include any accrued management fees owed to ANZ that have not yet been deducted from your investment.  

For more information on how ANZ calculates and updates your estimated account balance, refer to the Product Disclosure Statement.

What else can I do when I am on ANZ Online Investment Account page?

When you are on the ANZ Online Investment Account transaction page, you may request for the following:

You can also view the product disclosure statement on this page.

How do I open an ANZ Online Investment Account?

To open an ANZ Online Investment Account, you must:

  • be 18 years of age or older
  • be a permanent Australian resident
  • hold an eligible transaction or savings account with ANZ and have access to ANZ Internet Banking
  • provide an opening deposit of $1,000 from your existing ANZ transaction or savings account.

Simply log on to ANZ Internet Banking and select "Investments" from the "Apply for" menu to fill out the application, which should take no more than 5 minutes to complete.

  • If you don't have access to ANZ Internet Banking, please call the ANZ Internet Banking team on 13 33 50 (International callers: +61 3 9683 8833) 24 hours a day, seven days a week or visit your local ANZ branch.
Do I need another ANZ account to opening an ANZ Online Investment Account?

Yes. As part of the account opening process for the ANZ Online Investment Account, you must nominate a standard ANZ cheque or savings account from which to provide your opening deposit and to which all future withdrawals from your investment will be deposited.

What type of ANZ Online Investment Accounts can I open?

You can open an individual or joint account.

  • At present, the ANZ Online Investment Account cannot be opened in a company name or in the name of a trust.
How long does it take to process a withdrawal?
  • Withdrawal requests made prior to 12.45pm (AEST) on a trading day will generally result in your funds being available in your nominated ANZ account the following trading day.
  • Withdrawal requests made after 12.45pm (AEST) or at any time on a day when the share market is not open for trading will generally result in funds being available in your nominated ANZ account the day after the next trading day.
Are there any restrictions on the size and frequency of deposits and withdrawals?

There are very few restrictions on how much, or how often, you can deposit or withdraw from the ANZ Online Investment Account.

  • When opening an ANZ Online Investment Account you must provide an opening deposit of $1,000.
  • Once your account is opened the only restriction is that subsequent deposits must be $100 or more.
How can I check my estimated account balance?

Your estimated account balance and transaction history can be checked via your ANZ Internet Banking page or by calling ANZ Online Investment team on 1300 789 223, 8.00am to 8.00pm (AEST) Monday to Friday.

What does the unit price represent?

The unit price represents the estimated dollar value of one investment unit.

  • As the unit price is based on the closing market price from the previous day, it can only provide an estimate and may not represent the current value of your investment.
By investing in this product, will I own shares in Australia's 200 biggest companies?

No. You are investing in a fund that is linked to the performance of the companies that comprise the S&P/ASX200 Index. This investment does not entitle you to beneficial ownership of the underlying shares.

Is this account covered by the Federal Government's bank deposit guarantee?

No. Once the money you have deposited in your ANZ Online Investment Account is invested it is no longer held on deposit by ANZ.

  • As a result, it is not covered by the Federal Government guarantee or depositor protection under the Banking Act 1959.
How do I download my transactions to my computer?
What is a CSV file?
Do I need special software to download my transactions?
How can I deposit funds into my ANZ Online Investment Accounts?

Deposits can be made to your ANZ Online Investment account in the following ways:

  • transfer funds from any ANZ account by using ANZ Internet Banking
  • by arranging an automatic deposit
  • in person at any ANZ branch
  • by arranging electronic credit via another bank or financial institution
  • by using another bank or financial institution's Internet Banking
  • in person over the counter at another bank.  

Deposits received by ANZ prior to 12.45pm (AEST) on a full share market trading day are generally processed that day and reflected in your account on the following day.

Once the money is deposited in your account and is invested, it is no longer held on deposit by ANZ.

  • As a result, the ANZ Online Investment Account is not covered by the Federal Government guarantee or depositor protection under the Banking Act 1959.
How can I withdraw funds from my ANZ Online Investment Account?

Withdrawals can only be made via ANZ Internet Banking as a transfer to your nominated ANZ account.

  • Withdrawal requests received by ANZ prior to 12.45pm (AEST) on a full share market trading day are generally processed that day, with the proceeds of sale being made available in your nominated ANZ account the following day.
When are deposits and withdrawals processed on Online Investment Account?
  • Deposits to or withdrawals from the ANZ Online Investment Account that are submitted prior to 12.45pm (AEST) on a full share-market trading day are generally processed that day and reflected in your account on the following trading day.
  • After 12.45pm (AEST), or at any time on a weekend, public holiday or a partial trading day, such deposits or withdrawals are generally processed on the next trading day and reflected in your account on the next trading day after the processing is done.
How can I update my nominated account?

In the event that you wish to update your linked ANZ nominated account, you should contact ANZ Online Investment team on 1300 789 223 Monday to Friday, 8.00am to 8.00pm (AEST).  

  • Please note that your nominated account must be a current ANZ cheque or saving account in your name.
How do I close my ANZ Online Investment account?

In the event that you wish to close your ANZ Online Investment Account, you should contact ANZ Online Investment team on 1300 789 223 Monday to Friday, 8.00am to 8.00pm (AEST).

  • Please note, ANZ does not charge any fees for keeping your account open nor is there any minimum balance requirements.
How can I access additional information on my ANZ Online Investment accounts?

You can get further information about your ANZ Online Investment account as follows:

  • Call ANZ Online Investment team directly on 1300 789 223, 8.00am to 8.00pm (AEST) Monday to Friday
  • Log on to your ANZ Internet Banking and check the account details and transaction history
  • You can visit our ANZ website for more information on how your account works.
Important notes
  • The performance of an investment in the ANZ Online Investment Account is not guaranteed and can be volatile, particularly in the short term.
  • Once the money that you have deposited is invested, it is no longer held on deposit by ANZ. As a result, it is not covered by the Federal Government guarantee or depositor protection under the Banking Act 1959.
  • ANZ does not guarantee your investment in the ANZ Online Investment Account or the performance of the product or its investments.
  • Your investment in the product is subject to a range of investment risks. They include possible delays in the repayment of withdrawals from your investment and loss of income and principal invested.
  • ANZ recommends you read the Product Disclosure Statement which is available on www.anz.com before deciding to acquire or hold the product.

Need more help?

For further assistance please call the ANZ Internet Banking team on 13 33 50 (International callers: +61 3 9683 8833) 24 hours a day, seven days a week.