View my card statement

You can easily view statements for your credit and debit cards in ANZ Internet Banking and ANZ Internet Banking for Business.

  • Incomplete card statements are a great way to check your transactions before your regular statement becomes available
  • You can also view the last three complete statements issued for your card or Commercial card account
  • You will still receive your regular account statements as outlined in the terms and conditions of your card account.

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To view your card statement:

  • Go to the "View Accounts" landing page, which is the first page you see when you log on to ANZ Internet Banking. If you cannot locate it, go to the "Accounts" menu and select "View Accounts".
  • Select your card/account by clicking on its name and follow the steps below.
Step 1 - Ensure the correct card/account is selected

The card/account you've selected from the "View Accounts" landing page will automatically be displayed.

  • If you need to, you can select another card/account using the "Select account" drop down list and clicking on the "Go" button.
Step 2 - View the current incomplete statement

If not already selected, choose the date period "Current incomplete statement period" and click "View".

  • The transactions displayed will include any transactions processed after your last card statement was issued.

The following information will display:

Personal and Commercial credit cards, Visa Debit cards, Commercial credit card accounts
  • Account: card/account name and number
  • Period Displayed: opening period for the statement
  • Opening Balance: the balance of your card/account on the statement start date. This balance is equal to the closing balance for your last statement
  • For each transaction:
    • Processed: the date the transaction was processed by ANZ
    • Transaction Date: the date the transaction was carried out
    • Transaction Details: a description of the transaction
    • Merchant Description: for some transactions, an arrow may appear which can be selected to view details of the merchant
    • Debit: $ value of purchase, cash advance and other debit
    • Credit: $ value of payment and credit to your card
  • Available Funds: the remaining balance currently available.

In addition to the above, the following information will display for certain card and card account types:

Personal credit card
  • Card Used: the last four digits of the card used, for each transaction
  • Credit Limit: the total credit limit permitted for your credit card
  • Closing Balance: for incomplete statements, this is equal to your card's current balance. It does not include transactions processed today, therefore the balance on this page may differ from the balance which appears on the "View Accounts" page.
Commercial credit card
  • Closing balance: for incomplete statements, this is equal to your card’s current balance. It does not include transactions processed today, however, so the balance on this page may differ from the balance which appears on the "View Accounts" page.
  • Monthly Spend Cap: the limit set on each card that controls how much can be spent between each monthly statement cycle. If this is set to unlimited, the cardholder will be able to access any additional payments made into the billing account (i.e. commercial card account) up to the amount of the additional payments. Only the amount listed as "Available Funds" can be spent.
Visa Debit card
  • Card Used: the last four digits of the card used, for each transaction
  • Closing Balance: for incomplete statements, this is equal to your card’s current balance. It does not include transactions processed today, so the balance on this page may differ from the balance which appears on the "View Accounts" page.
Commercial credit card account
  • Card Used: the last four digits of the card used, for each transaction
  • Facility Limit: the total amount of credit permitted for the selected credit card account. This limit applies to the account, whereas individual cards will have their own credit limits.

Please note: 

  • The full details of transactions may not be displayed here as the transactions are done on separate commercial cards linked to this account
  • For information about transaction details, please refer to your paper based or online billing account statement and cardholder activity report
  • You may also check the individual commercial cards for transactions processed under each card.
Step 3 - View previous statement period

To view previous statements, select the statement cycle you wish to view, using the "Date range" drop down and then click "View".

The following information will be displayed for a previous statement period:

Personal and Commercial credit cards, Visa Debit cards, Commercial credit card accounts
  • Account: credit card/account name and number
  • Date: statement date
  • For each transaction:
    • Processed: the date the transaction was processed by ANZ
    • Transaction Date: the date the transaction was carried out
    • Transaction Details: a description of the transaction
    • Merchant Description: for some transactions, an arrow may appear which can be selected to view details of the merchant
    • Debit: $ value of purchase, cash advance and other debit
    • Credit: $ value of payment and credit to your card
Additional information will display, depending on your card type:
Personal credit card
  • Card Used: the last four digits of the card used for this transaction
  • Credit Limit: the total credit limit permitted for your credit card
  • Available Funds: the remaining credit currently available
  • Due date: the date by which the minimum amount needs to be paid. Any overdue, overlimit or overdrawn amounts should be paid immediately
  • Closing Balance: the closing balance of your selected card for this statement period
  • Overdue/Overlimit: any overdue, or overlimit or overdrawn amounts. These amounts are payable immediately
  • Minimum Payment: the minimum amount you are required to pay on your complete statement
  • Amount Due Now: the total of any overdue, overlimit or overdrawn amounts which are payable immediately.
Visa Debit card
  • Card Used: the last four digits of the card used, for this transaction
  • Closing Balance: the closing balance of your selected card for this statement period
  • Overdue/Overdrawn: any overdue, or overlimit or overdrawn amounts. These amounts are payable immediately
  • Amount Due Now: the total of any overdue, overlimit or overdrawn amounts which are payable immediately.
Commercial credit card account
  • Card Used: the last four digits of the card used for this transaction
  • Credit limit: the total credit limit permitted for your credit card
  • Due Date: the date by which the minimum amount needs to be paid. Any overdue, overlimit or overdrawn amounts should be paid immediately
  • Overdue/Overdrawn: displays any overdue, or overlimit or overdrawn amounts. These amounts are payable immediately
  • Minimum Payment: the minimum amount you are required to pay on your complete statement
  • Amount Due Now: the total of any overdue, overlimit or overdrawn amounts which are payable immediately.

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Important notes
  • The closing balance on the current incomplete statement page may be different to the balance on the "View Accounts" page, as the closing balance does not include transactions that have not yet been processed
  • The opening balance on this page is the same as the closing balance on your last statement
  • If you have Instalment Plan or Buy Now Pay Later promotions on your account, the closing balance less Instalment Plan and Buy Now Pay Later plan balances, which appears on your paper or online statement, is not available on your ANZ Internet Banking card statement page
  • This is the amount that you are required to pay to take advantage of your interest free period, but still retain the benefits of your Instalment Plan or Buy Now Pay Later promotions
  • Please refer to your most recent paper statement.
  • For information about transaction details on your commercial card account, please refer to your paper or online billing account statement and cardholder activity report
  • Your ANZ Internet Banking card transaction details do not constitute the card statement we are required to issue you in accordance with the terms and conditions applicable to your card account
  • Please refer to your card statement for the interest rate(s) applicable to your card.

Need more help?

Use our frequently asked questions to find out more about viewing your card statement.

What information can I find on the credit card statement page?

The credit card statements page displays your credit card transactions for a specific period.

How far back can I view the card statement?

ANZ Internet Banking will allow you to view the current incomplete card statement and last three statements.

  • Please refer to your paper statements or online statements in ANZ Internet Banking, if you want information beyond this date.
What cards can I view statements for in ANZ Internet Banking?

You may view the card statements for your personal credit cards, commercial credit cards, commercial card accounts and ANZ Everyday Visa Debit cards within ANZ Internet Banking.

What is the difference between "Processed" and "Transaction Date"?
  • Processed: the date the transaction was processed in to your account by ANZ.
  • Transaction Date: the date the transaction was carried out by the merchant.

Transactions will only appear after the merchant processes them and forwards the details to ANZ for processing.

  • In some cases merchants may take several days to process a transaction.
  • If a transaction carried out in your previous statement cycle is not received before the end of that cycle, the date shown will be the first business day of the new statement cycle.
What are "Available Funds"?

Available Funds represents your remaining credit for that statement cycle.

  • The value is the difference between your credit limit and your closing balance.
  • This figure does not include transactions processed on the day.
Can I view the current interest rate on the "Card statement" page?

No. You cannot view the interest rate applicable to your card on the "Card statement" tab available on the account overview page.

  • Please refer to your paper statement or online statements (if you have registered for it) for interest rate details.
Can I see transactions by additional cardholders on my ANZ Credit Card account?

Yes. The "Transaction history" tab shows all the transactions done on the credit card account for the specified time.

  • Any transaction carried out by you or the additional card holder will show up on the "Transaction history" tab.
How can I tell whose card was used to make a payment?

On the "Card statement" tab, you can check the last four digits of the "Card Used" column for the last four digits of the ANZ Credit Card number. This will help you identify which card was used for a particular transaction.

Need more help?

For further assistance please call the ANZ Internet Banking Helpdesk on 13 33 50 (International callers: +61 3 9683 8833) 24 hours a day, seven days a week.