View my card statement

After logging on to ANZ Internet Banking all of your linked accounts will display on the "View Accounts" page. If you have any credit or debit card accounts you can access a card statement.

  • Incomplete card statements are a great way to check your transactions before your regular statement becomes available.
  • You can also view the last three complete statements issued for your account.
  • You will still receive your regular account statements as outlined in the terms and conditions of your card account.

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To view your card statement:

  • Go to the "View Accounts" landing page.
  • This is the first page you see when you log on to ANZ Internet Banking.
  • If you cannot locate it, go to the "Accounts" menu and select "View Accounts".
  • Select your card account by clicking on the account name and follow the steps below.
Step 1 - Ensure the correct card account is selected

The account you've selected from the "View Accounts" landing page will display here.

  • You can select another account using the "Select account" drop down list and clicking on the "Go" button next to it.
Step 2 - View the current incomplete statement

The current incomplete card statement will display in the "Card statement" tab, which will be open by default.

  • This will include any recent transactions, processed after your last card statement was issued.
  • Ensure the date range displays "Current incomplete statement period" and click "View".

Select your card type to see the information that will display:

Credit card details
  • Opening period for the statement.
  • Credit card number.
  • Date processed: the date the transaction was processed by ANZ.
  • Transaction date: the date the transaction was carried out.
  • Card used: the last four digits of the card used for this transaction.
  • Transaction details: a description of the transaction.
  • Debit and credit columns: the debit column lists all purchases, cash advances and other debits while the credit column list all payments and credits to your card.
  • Credit limit: displays the credit limit for the selected card.
  • Available funds: displays the remaining credit available to be used till date.
  • Opening balance: displays the balance of your card on the statement start date. This balance is equal to the closing balance for your last statement.
  • Closing balance: displays the closing balance of your selected card. It does not include transactions processed today, therefore the balance on this page may differ from the balance which appears on the "View Accounts" page.
Commercial card account details
  • The commercial card account incomplete statement also includes the facility limit field along with the other common information.
  • The details of transactions may not be displayed here as the transactions are done on separate commercial cards linked to this account.
  • For information about transaction details, please refer to your paper based or online billing account statement and cardholder activity report.
  • You may also check the individual commercial cards for transactions processed under each card.
Commercial card
  • This page includes the opening period for the statement, card number, date processed, transaction date, transaction details, debit and credit amounts.
  • Monthly spend cap: displays the limit set on each card that controls how much can be spent between each monthly statement cycle. If this is set to unlimited, the cardholder will be able to access any additional payments made into the billing account (commercial card account) up to the amount of the additional payments. Only the amount listed as "available funds" can be spent at anytime.
  • Available funds: displays the amount of credit available to the cardholder or the credit available on the billing account, whichever is the lesser, and includes any unused cash deposits paid to the cardholder account.
Visa debit card
  • The incomplete statement page includes the statement opening date, card number, date processed, transaction date, card used, transaction details, debit and credit column, opening and closing balance.
Step 3 - View previous statement period

To view previous statements, select the statement cycle you wish to view, using the "Date range" drop down list and then click "View".

Select your card type to see the information that will display:

Credit card and commercial card account
  • Due date: displays the date by which the minimum amount needs to be paid. Any overdue, overlimit or overdrawn amounts should be paid immediately.
  • Overdue/Overlimit/Overdrawn Amount: displays any overdue, or overlimit or overdrawn amounts. These amounts are payable immediately.
  • Minimum Payment: displays the minimum amount you are required to pay on your complete statement.
  • Amount due now: displays the total of any overdue, overlimit or overdrawn amounts which are payable immediately.
Commercial card
  • Displays the card number, statement period, date processed, transaction date, transaction details, debit and credit amount for the selected statement period.
Visa debit card
  • Displays the card number, statement period, date processed, transaction date, card used, transaction details, debit and credit amount, overdue/overdrawn amount and amount due now for the selected statement period.
Important notes
  • The closing balance on the current incomplete statement page may be different to the balance on the "View Accounts" page, as the closing balance does not include transactions that have not yet been processed.
  • The opening balance on this page is the same as the closing balance on your last statement.
  • If you have Instalment Plan or Buy Now Pay Later promotions on your account, the closing balance less Instalment Plan and Buy Now Pay Later plan balances, which appears on your paper or online statement, is not available on your ANZ Internet Banking card statement page.
  • This is the amount that you are required to pay to take advantage of your interest free period, but still retain the benefits of your Instalment Plan or Buy Now Pay Later promotions.
  • Please refer to your most recent paper statement.
  • For information about transaction details on your commercial card account, please refer to your paper or online billing account statement and cardholder activity report.
  • Your ANZ Internet Banking card transaction details do not constitute the card statement we are required to issue you in accordance with the terms and conditions applicable to your card account.
  • Please refer to your card statement for the interest rate(s) applicable to your card.

Need more help?

Use our frequently asked questions to find out more about viewing your card statement.

What information can I find on the credit card statement page?

The credit card statements page displays your credit card transactions for a specific period.

  • You can view your current incomplete card statement, which includes transactions not yet accounted for on the card statements posted to you.
  • You can also select one of your last three card statements to view.
  • These statement pages do not constitute the card statement we are required to issue you in accordance with the terms and conditions applicable to your card account.

Your credit card statement includes the following information about your transactions:

  • Opening period for the statement
  • Credit card number
  • Date processed: the date the transaction was processed by ANZ
  • Transaction date: the date the transaction was carried out
  • Card used: the last 4 digits of the card used for this transaction
  • Transaction details: a description of the transaction
  • Debit and credit: the debit column lists all purchases, cash advances and other debits while the credit column list all payments and credits to your card
  • Credit limit: displays the credit limit for the selected card
  • Available funds: displays the remaining credit available to be used till date
  • Opening balance: displays the balance of your card on the statement start date. This balance is equal to the closing balance for your last statement
  • Closing balance: displays the closing balance of your selected card. It does not include transactions processed today, therefore the balance on this page may differ from the balance which appears on the "View Accounts" page.

If you are viewing your previous complete card statements the following additional information will also appear:

  • Overdue/over limit/overdrawn amount: these amounts are payable immediately
  • Monthly payment: the minimum amount you are required to pay on your complete statement
  • Amount due immediately: total of any overdue, over limit or overdrawn amounts which are payable immediately
  • Due date: the minimum amount to be paid on this date is the monthly payment. Any overdue, over limit or overdrawn amounts should be paid immediately.
How far back can I view the card statement?

ANZ Internet Banking will allow you to view the current incomplete card statement and last three statements issued for the selected card on the "Card statement" tab of the account overview page.

  • Please refer to your paper statements or online statements (if applicable) if you want information beyond this date.
What cards can I view statements for in ANZ Internet Banking?

You may view the card statements for your ANZ Credit Cards, commercial cards and ANZ Everyday Visa Debit cards within ANZ Internet Banking.

What is the difference between the "Date processed" and the "Transaction date"?
  • Date processed: the date the transaction was processed in to your account by ANZ.
  • Transaction date: the date the transaction was carried out by the merchant.

Transactions will only appear when the merchant processes them and forwards the details to ANZ for processing.

  • In some cases merchants may take several days to process a transaction.
  • If a transaction carried out in your previous statement cycle is not received before the end of that cycle, the date shown will be the first business day of the new statement cycle.
What is available credit?

Available credit/fund is your remaining credit for that statement cycle.

  • It is the difference between your credit limit and your closing balance.
  • This figure does not include transactions processed on the day.
Why can't I view my commercial card statement?

The commercial card account acts only as a billing account for your business/commercial cards. As such, transactions will not display on the commercial card account overview. You will need to click on the individual card number to find the transactions carried out using that card.

  • For information about these transaction details, please refer to your paper statement or online billing account statement and cardholder activity report.
  • You may also check the individual commercial cards for transactions processed under each card.
Can I view the current interest rate on the "Card statement" page?

No. You cannot view the interest rate applicable to your card on the "Card statement" tab available on the account overview page.

  • Please refer to your paper statement or online statements (if you have registered for it) for interest rate details.
Can I see transactions by additional cardholders on my ANZ Credit Card account?

Yes. The "Transaction history" tab shows all the transactions done on the credit card account for the specified time.

  • Any transaction carried out by you or the additional card holder will show up on this page.
How can I tell whose card was used to make a payment?

You can check the last four digits of the ANZ Credit Card number used for a particular transaction under the "Card statement" tab to ascertain whose card was used for a particular transaction.

Need more help?

For further assistance please call the ANZ Internet Banking team on 13 33 50 (International callers: +61 3 9683 8833) 24 hours a day, seven days a week.