View my transactions

This tab will display a number of options related to your transactions.

• Cheque or savings accounts, loan accounts or investment accounts will display the "Transaction history" tab by default.
• Cards will display the "Card statement" tab by default.

A list of your transactions will display.

• If the list of transactions spans more than one page, click on the "Next" or "Previous" buttons located at the bottom of the page or above the list of transactions to view the other pages.  

• The list of transactions will include the following:

  Recent: the transactions that have been received by ANZ for processing. Once these transactions have been processed they will be moved to the "Processed" list.

  Processed: the transactions that have been processed to your selected account in the last 120 days. For V2 Plus accounts, only transactions from the last 90 days will display.

• Please note: Transactions on your credit card will not appear on your "Transaction history" page until they have been processed.

• You can also select the "Outstanding authorisations" tab if you wish to see the transactions from your ANZ Access Visa Debit card that have been received by ANZ for processing but have not cleared as yet. This option is only available for eligible accounts.

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If you want to print these details for your own records click on the "Print copy" icon in the top right corner.

• A print-friendly version of the page will display. Click on "Print" at the top of the page to print the page.
• If there is no print icon in the top right corner please use your own browser's print function (Control + P).

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To view transaction history on the other accounts:

• Select another account from the drop down list under the "Select account" section at the top of the page.
• Click "Go".
• Then repeat steps 1-3.

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To view your past transactions:

• Go to the "View Accounts" landing page.
• This is the first page you see when you log on to ANZ Internet Banking.
• If you cannot locate it go to the "Accounts" menu and select "View Accounts".
• Select your relevant account from the list by clicking the account name - this will take you to the account overview.
• In the account overview the "Transactions" tab will display by default for cheque or savings accounts, loan accounts or investment accounts.
• Card accounts will display the card statement tab by default so you'll need to select the "Transactions" tab.

In the "Transactions" tab select an option for viewing transactions, using the radio buttons:

• Transaction history: the transactions that have been processed to your selected account in the last 120 days. For V2 Plus accounts, only transactions from the last 90 days will display.
• Recent transaction: the transactions that have been received by ANZ for processing. Once these transactions have been processed they will be moved to the transaction history section.
• Outstanding authorisations: the transactions from your ANZ Access Visa Debit card that have been received by ANZ for processing but have not cleared as yet. This option is only available for eligible accounts.

When you've chosen your option, click "View".

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The best way to view transactions from the past 60 or 120 days is to use the search transactions function.

• Find out more about searching transactions

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"Outstanding Authorisations" are transactions carried out using your ANZ Access Visa Debit card that have been received by ANZ for processing but have not cleared as yet.

• This list of outstanding authorisations will only include VISA transactions which have not been fully processed by ANZ.
• It will not detail any non VISA transactions or any fees or charges applied to your account.

Sometimes the merchant/payee involved in a transaction may obtain authorisation before the transaction is completed.

• In these cases the authorisation is for the purpose of establishing that there are sufficient funds available in the account for the transaction.
• Once the authorisation is obtained your everyday bank account available funds will be reduced accordingly.
• After this point the merchant has six bank business days to finalise the transaction.
• When the merchant finalises the transaction/payment and ANZ processes it, the debited amount will be reflected in your transaction list.

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"Recent transactions" are transactions that have been received by ANZ for processing recently.

• A maximum of 50 transactions can be viewed, and the order they appear in is determined by when the transactions were processed by the bank.
• These transactions may include outstanding authorisations that have not cleared yet.
• Any transaction completed after the cut-off time, on public holidays or weekends will also shown display as an unprocessed transaction under the "Recent transactions" - once processed it will move to the transaction list.

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The transactions tab shows the list of transactions carried out on a particular account for the date range selected. It lists the date a transaction was processed, description for that transaction, the debit or the credit amount and the balance after that transaction.

• For credit card accounts and loan accounts, the transaction history page does not include the balance column.

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Current balance

The current balance incorporates all transactions that have been processed to the account.

• It may include funds which have been deposited but not yet cleared and therefore are not available for withdrawal.
• Likewise it may not show recently withdrawn funds until they have been fully processed.

Available funds

Available funds are the total amount available for withdrawal from your account.

• It will include account specific items such as withdrawal limits, credit limits, redraw and overdraft facilities.
• It will also include the recent transactions that are in the process of being posted to your credit card or visa debit account.
• It will not include funds that are currently held in an ANZ Term Deposit, as these funds are usually unavailable until investment maturity.
• It will not include all funds that have been deposited but not yet cleared, such as cheques waiting for clearance.

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For a V2 Plus account, it goes back up to 90 days while for all other accounts you can access them online for up to 120 days. For transactions carried out prior to 120 days check your paper statement or your online statement, if applicable.

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Yes. For a V2 Plus account, you can access transactions from the past 90 days while for all other accounts you can access them from the past 120 days. This includes transactions completed before ANZ Internet Banking registration.

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You can only see transactions for a particular account via your ANZ Internet Banking. To view a full statement of your accounts, you will need to refer to your paper statements or online statements.

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No. Once the transaction is processed to your account, you cannot cancel or delete the transaction. However, you may lodge a transaction dispute if applicable.

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The credit card statements page displays your credit card transactions for a specific period.

• You can view your current incomplete card statement, which includes transactions not yet accounted for on the card statements posted to you.
• You can also select one of your last three card statements to view.
• These statement pages do not constitute the card statement we are required to issue you in accordance with the terms and conditions applicable to your card account.

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Yes. The "Transactions" tab shows all the transactions done on your ANZ Credit Card account for the specified period.

• Any transaction done by you or the additional cardholder will show up on this page.

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You can check the last 4 digits of the ANZ Credit Card number used for a particular transaction under the "Card Statement" tab to ascertain whose card was used for a particular transaction.

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Funds in loan accounts are usually not available for withdrawal (unless the redraw feature is available for the loan). This section therefore always shows a "N/A".

You can check whether there are available funds in one of the following sections:

• Redraw loan section
• Loan account details section

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