My cheque or savings account details

Please note that the account details you'll see will be specific to your account type. We have listed some of the account details below but there may be more or less details displayed, depending on the type of cheque or savings account you have.

• Current balance: takes into consideration all transactions that have been fully processed to the account. It may include funds which have been deposited but not yet cleared and therefore are not available for withdrawal.
• Available funds: the total amount that is currently available for withdrawal. It may be more or less than the current balance, depending on the transactions that are pending for your account.

• Find out more about current balance and available funds

• Withdrawals for current cycle: shows all withdrawals from the account, which took place within the current fees and charges cycle. Method of withdrawal is also shown (eg ATM).
• Deposits for current cycle: shows all deposits to the account the account, which took place within the current fees and charges cycle. Method of deposit is also shown (eg ATM).
• Interest details: shows the interest rate for your account and the how often the interest is calculated.
• Statement details: shows the date of the next account statement to be issued, the date of the last account statement issued and the current statement cycle.
• Overdraft details: shows the overdraft limit on your account and the interest rate that applies to the overdraft.
• Fees and charges: displays the government charges, debit interest charges, service charges, international debit fees and overdraft service fees (if applicable) for the year to date and previous year. Click on the fees and charges link on the bottom of the Account Details page to see the relevant fees and charges for your account.

The "Cheque/Savings - account details" page displays details that are specific to the account that you have selected from the "View Accounts" page. This page is divided into the following sections:

• Account summary
• Interest details
• Statement details
• Fees and charges
• Account transaction in current fees and charges cycle
• Withdraw for current cycle
• Deposit for current cycle.

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The account summary section includes the following information:

• Account name for a particular account that you have selected
• Product type: displays the account type you have selected to view
• Account number: displays the BSB and account number for your account
• Current balance: takes into consideration all transactions that have been fully processed to the account. It may include funds which have been deposited but not yet cleared and therefore are not available for withdrawal.
• Available funds:the total amount that is currently available for withdrawal. It may be more or less than the current balance, depending on the transactions that are pending for your account.
• Account opening date: shows the date that your account was opened.

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No. You can only find details of your fees and charges for the current year and last year.

• You will need to check your previous year's account statements for further details.
• The fees and charges section displays the government charges, debit interest charges, service charges, international debit fees and overdraft service fees (if applicable) for the year to date and previous year.

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