Protection program life covered until the age of 99 years old offered with denomination in USD for you and your family. Age is not an issue to have this product where the entry age for ProLife Plus is 0-70 years old. ProLife Plus gives you life protection benefit and option to enrich the protection with riders such as personal accident, hospitalization, and waiver of premium for permanent disability. In addition to that, if the insured is at the end of insurance coverage, the insured will receive maturity benefit and paid up addition (not guaranteed).

Costs
Any fees charged to customers will refer to the policy provision of ProLife Plus, including but not limited to cost of coverage, cost of policy loan and policy cancellation.

Risks
There is no risk involved in the traditional products because the main benefit is guaranteed. Benefits that are not guaranteed (if any) will refer to the general provision and special provision of ProLife Plus policy.

Disclaimer

ProLife Plus is insurance products issued by PT Asuransi Jiwa Manulife Indonesia. PT Bank ANZ Indonesia ("ANZ") is only act as selling agent for ProLife Plus. PlusLife Plus is not a product of ANZ so ANZ is not responsible for any or all claims and risks that will be raised from this portfolio product. PT Asuransi Jiwa Manulife Indonesia is not guaranteed by ANZ and its affiliates or by any government guarantee program of the Republic of Indonesia. ANZ is not responsible for the insurance policy issued by PT Asuransi Jiwa Manulife Indonesia.

ANZ is a subsidiary of Australia and New Zealand Banking Group Limited (ANZBGL). ANZBGL is incorporated in Australia, and is an authorised deposit taking institution (Bank) under Australian law. ANZ is incorporated and licensed in Indonesia with limited liability, and is not a Bank under Australian law. Deposits or liabilities with ANZ are not deposits or other liabilities of ANZBGL or its related group companies, and none of them stand behind or guarantee ANZ.

Investment in Share market contains market risk. Fund performance is not guaranteed; unit prices and return from this fund may increase or decrease. Past performance is not an indication of the future performance. Complete information can be found in the fund fact sheet.

Details explanation on charges can be found at ProLife Plus policy.

In the event of any inconsistency between the Indonesian version and the English version on this document, the Indonesian version shall prevail.

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