ANZ Tower Deposit

A Tower Deposit is a deposit offering a potential enhanced return if the reference currency trades within a pre-defined range(s) throughout a fixed period. It is the combination of a Deposit plus one (or more) Double No Touch (DNT) digital currency options.

This structured deposit product is 100% principal protected if held till maturity. It allows investors to earn a potential enhanced return, depending on the performance of the underlying reference currency.

• If the reference currency stays within a pre-defined range(s) over the investment period, the customer could get an enhanced return above market deposit rate
• If the reference currency trades at or outside the pre-defined range(s) anytime over the investment period, then customer will only receive a base return

Unlike traditional deposits, structured deposit has an investment element and returns may vary. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial advisor, you should carefully consider whether this product is suitable for you.

When should you consider investing in Tower Deposit?

• If you hold the view that a reference currency will trade within a specified range or ranges during the tenor of the investment
• If you seek an investment strategy with 100% principal protected, redeemable at maturity and wants an opportunity to earn potential enhanced returns
• If you are able to commit the invested amount over the term of the Tower Deposit
• If your risk profile suits the Medium Low Risk Investor category

Why is Tower Deposit so convenient?

• Affordable minimum deposit: USD 50,000 or equivalent
• Flexible investment period: 7 days, 14 days, 1 month up to 12 months
• Wide choice of base currency and alternative currency: USD, AUD, NZD, EUR, GBP, SGD^*
• This structured deposit product is 100% principal protected if held till maturity

How do I invest in Tower Deposit?

• Investor chooses the tenor or time to expiration
• Investor decides on the Reference Underlying
• Investor chooses the level of payout while the range is determined or he can choose the range and let the level of payout be determined
• The range is continuously monitored
• At maturity, if the Reference Underlying Currency has never traded at or outside the predefined range, investor will receive principal and enhanced return
• Conversely, if the Reference Underlying Currency has traded at or outside the predefined range, the investor will receive their initial principal and a base return
• Investment will be made based on a contract. You will be asked to fulfil various requirements in line with the contact (For more details, please contact our nearest branch or your Relationship Manager)

For further information, please contact us

^* The selection of available currencies is subject to change at any time without prior notice.

Funds may not be withdrawn prior to the contract maturity date and this contract may not be cancelled prior to the maturity date.

This Structured Deposit is not a standard ANZ deposit and is therefore not protected by any deposit protection scheme in Indonesia or elsewhere.

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