Automatic “secured” system is a prudent step to avoid loss in the end period of investment.
You can obtain many portfolios of investments from various financial institutions that you trust, but have you had an investment portfolio with an automatic "secured" system before?

Now is the time to be more careful in investing your fund, you should never "PREDICT" your investment result, it would be very wise if you are always "READY" to face the risk that may occur.

UB Pro+ (Ultimate Balance Protection Plus) come with "Auto Risks Management System (ARMS)" as a “secured” strategy to the continuity of your investment.

Ultimate Balance Protection Plus is a Unit Linked Life Insurance Product with a single premium payment that allocates your fund to Life Investment and Protection in order to achieve the best financial results with a controlled risk.

Why UB Pro+?

UB Pro+ is embedded with Auto Risks Management System (ARMS) that comprises of unique features such as;

1. Auto Rebalancing

Auto Rebalancing is analogized as a cruise control to investment, namely as the basic safety work, it keeps the investment composition stable and aligns with the predetermined tolerance.

2. Auto Scheduled Top-Up

It is as similar as refueling your gas tank in your vehicle, in investment it is also essential to add the fund on a regular basis in order to obtain the optimum price. Scheduled Auto Top-Up helps you to reach the optimum price.

More benefit from UB Pro+

1. Auto Trading (Profit Climbing and Cut Loss)

Just like a car with accelerator and brake, Auto Trading allows you to achieve maximum profit or secure profit at any time you desire automatically.

2. Auto Re-Entry

Auto Re-Entry is analogized as a transmission function in the vehicle. This feature helps you to re-invest automatically the entire realization process of the investments at the right time.

The Advantages of UB Pro+

Automatic Risks Management System
Fund Switching by System
Manual Switching
Free 6 times/year
Bid Offer
Entry Fee/Acquisition Fee

Optional Single Premium Allocation

Minimum Single Premium: Rp. 50,000,000,-
Basic Premium Rp.12,000,000,- Minimum Initial Top Up Premium:  
Rp. 38,000,000,-

Types of Flexible Investment Options

Fund Option Investment on Composition Target
Generali Money Market IV 100% Money Market Instrument 100%
Generali Fixed Income IV 0% - 100% Fixed Income Instrument;
0% - 100% Money Market Instrument
Generali Equity IV 0% - 100% Equity Instrument;
0% - 100% Money Market Instrument

For more information:

Visit your nearest ANZ branchContact your Relationship Manager or visit the nearest ANZ branches

Call iconContact 24-Hour ANZ Call Centre

Important notice/Disclaimer

Ultimate Balance Protection Plus is insurance product issued by PT Asuransi Jiwa Generali Indonesia. PT Bank ANZ Indonesia (“ANZ”) is only act as a referrer for Ultimate Balance Protection Plus. Ultimate Balance Protection Plus is not a product of ANZ so ANZ is not responsible for any or all claims and risks that will be raised from this portfolio product. Ultimate Balance Protection Plus is not guaranteed by ANZ and its affiliates or by any government guarantee program of the Republic of Indonesia. ANZ is not responsible for the insurance policy issued by PT Asuransi Jiwa Generali Indonesia. The management of the investment fund will be performed by PT Asuransi Jiwa Generali Indonesia and shall be responsibility of PT Asuransi Jiwa Generali Indonesia. The performance of investment funds can be viewed on PT Asuransi Jiwa Generali Indonesia Fund Fact sheet monthly report.

ANZ is a subsidiary of Australia and New Zealand Banking Group Limited (ANZBGL). ANZBGL is incorporated in Australia, and is an authorized deposit taking institution (Bank) under Australian law. ANZ is incorporated and licensed in Indonesia with limited liability, and is not a Bank under Australian law. Deposits or liabilities with ANZ are not deposits or other liabilities of ANZBGL or its related group companies, and none of them stand behind or guarantee ANZ.

Investment in Share market contains market risk. Fund performance is not guaranteed; unit prices and return from this fund may increase or decrease. Past performance is not an indication of the future performance. Complete information can be found in the Fund Fact Sheet.

Details explanation on charges can be found at the Ultimate Balance Protection Plus Policy. In the event of any inconsistency between the Indonesian version and the English version on this document, the Indonesian version shall prevail.

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