Fortresse Link provides you an optimal insurance coverage with a maximum investment return. The most suitable option for you and your family’s future plan.

Benefits received*

Fortresse Link offers two types of benefits that you can enjoy all together at the same time.

Life Insurance coverage benefit*

Investment benefit

You/your beneficiary have a right to the accumulated investment return from the fund you paid.

Advantages obtained*

Focused on the customer’s needs, Fortresse Link has numerous advantages which you can enjoy.

Investment Fund options

Custodian Bank is CITIBANK N.A. Jakarta who holds valuable documents and other assets, including payment of investment return and dividend, also counting Unit Value (NAV / NAB). The amount of funds each time will depend on Net Asset Value per unit which is dependent on the performance of the Investment.

Revaluation frequency of the Unit Value is conducted every day or in other time period determined by PT AIA FINANCIAL.


Fortresse Link is insurance product issued by PT AIA Financial. PT Bank ANZ Indonesia (“ANZ”) is only act as a referrer for Fortresse Link. Fortresse Link is not a product of ANZ so ANZ is not responsible for any or all claims and risks that will be raised from this portfolio product. Fortresse Link is not guaranteed by ANZ and its affiliates or by any government guarantee program of the Republic of Indonesia. ANZ is not responsible for the insurance policy issued by PT AIA Financial. The management of the investment fund will be performed by PT AIA Financial and shall be responsibility of PT AIA Financial. The performance of investment funds can be viewed on PT AIA Financial Fund Fact sheet monthly report.

ANZ is a subsidiary of Australia and New Zealand Banking Group Limited (ANZBGL). ANZBGL is incorporated in Australia, and is an authorised deposit taking institution (Bank) under Australian law. ANZ is incorporated and licensed in Indonesia with limited liability, and is not a Bank under Australian law. Deposits or liabilities with ANZ are not deposits or other liabilities of ANZBGL or its related group companies, and none of them stand behind or guarantee ANZ.

Investment in Share market contains market risk. Fund performance is not guaranteed; unit prices and return from this fund may increase or decrease. Past performance is not an indication of the future performance. Complete information can be found in the Fund Fact Sheet.

Details explanation on charges can be found at the Fortresse Link Policy. In the event of any inconsistency between the Indonesian version and the English version on this document, the Indonesian version shall prevail.

Terms and conditions

Joining Age for Insured Member : age 1 month – 65 years old.
Joining age for Policy holder : age 18 years old.
Customer should have a saving account at PT Bank ANZ Indonesia following the terms and conditions.

* Terms and conditions are detailed in the policy.

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