Optimal protection based on Syariah principles for better future financial planning.
Raina ProtectionLink is the ideal investment solution as it is a combination of Bancassurance ANZ Indonesia and Allianz, and was designed specially as an alternative to diversify funds of ANZ Indonesia customer. It is a unit link product which is able to protect wealth enhancement and escalate your financial capability.
Why Raina ProtectionLink?
Benefit of Total coverage of life insurance
- Benefit of Life Insurance until the age of 100 years old
- Additional Coverage from Critical Illnesses if Insured is diagnosed with 1 out of 49 Critical Illnesses starting from cancer, heart attack, or lupus*
- Benefit Additional Coverage paid when Insured suffers from Total Permanent Disability due to illnesses or an accident
- Benefit Additional Coverage paid when Insured passed away or suffers from Total Permanent Disability due to an accident
- Benefit Daily Compensation paid when Insured and family has to undergo inpatient treatment in the hospital due to illnesses or an accident
- Coverage to the continuation of your investment where you/your partner is diagnosed in 1 out of 49 Critical Illnesses or suffers from Total Permanent Disability, Allianz will continue to log Premium until you/your partner is of 65 years of age.
Investment with optimal potential return
- Investment choice which you can determine to align of your investment goal, potential return that is expected, and your risk tolerance level
- Flexibility to top up fund into your investment unit and transfer between investment fund to achieve optimal return
- Flexibility to withdraw fund according to your financial goal or whenever you need it.
Tool of wealth planning
Financial Calculator can assist you in determining your future financial goal and timeline, as well as the sum that needs to be invested and protection value which is required to anticipate life’s risks.
Investment portofolio suited to your requirement
With Raina ProtectionLink You will be able to build an Investment Portfolio through a variety of Investment Fund to fit your personal investment strategy, investment term and your individual risk tolerance.
|Risk profile||Investment fund type||Asset placement||Risk level||Return level|
|Money Market||Fixed Income||Shares|
|Moderate||Allisya Fixed Income Fund||Min. 2%
|Moderate||Allisya Balanced Fund||Min. 25%
|Min. 25% Max. 100%
|Aggressive||Allisya Equity Fund||Min. 2%
Important notes to consider
Raina ProtectionLink is insurance product issued by PT Asuransi Allianz Life Indonesia. PT Bank ANZ Indonesia ("ANZ") is only act as a referrer for Raina ProtectionLink. Raina Protection Link is not a product of ANZ so ANZ is not responsible for any or all claims and risks that will be raised from this portfolio product. Raina ProtectionLink is not guaranteed by ANZ and its affiliates or by any government guarantee program of the Republic of Indonesia. ANZ is not responsible for the insurance policy issued by PT Asuransi Allianz Life Indonesia. The management of the investment fund will be performed by PT Asuransi Allianz Life Indonesia and shall be responsibility of PT Asuransi Allianz Life Indonesia. The performance of investment funds can be viewed on PT Asuransi Allianz Life Indonesia Fund Fact sheet monthly report.
ANZ is a subsidiary of Australia and New Zealand Banking Group Limited (ANZBGL). ANZBGL is incorporated in Australia, and is an authorised deposit taking institution (Bank) under Australian law. ANZ is incorporated and licensed in Indonesia with limited liability, and is not a Bank under Australian law. Deposits or liabilities with ANZ are not deposits or other liabilities of ANZBGL or its related group companies, and none of them stand behind or guarantee ANZ.
Investment in Share market contains market risk. Fund performance is not guaranteed; unit prices and return from this fund may increase or decrease. Past performance is not an indication of the future performance. Complete information can be found in the Fund Fact Sheet.
Details explanation on charges can be found at the Raina ProtectionLink Policy. In the event of any inconsistency between the Indonesian version and the English version on this document, the Indonesian version shall prevail.
You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.