1. Loan amount from IDR 8 million to IDR 250 million.
  2. Indonesian citizen 21-60 years old (at the end of loan period).
  3. Earning minimum annual income IDR 3 million per month (gross salary for employee; or net income for entrepreneur/professional).
  4. Approval process took approximately 3 working days*.
  5. Each application process will refer to the successful debtor information system, document completeness and the easiness of applicant’s verification process.
  6. Time calculation of each application process started as you receive SMS confirmation (text message) that your application has been registered until SMS result (approved/rejected).
  7. Loan amount 48 and 60 months, only valid for loan using credit card with credit limit minimum IDR 25 million and loan amount request of IDR 50 million and above.

ANZ Personal Loan Regular

  1. Loan amount from IDR 8 million to IDR 250 million.
  2. Approval process took approximately 3 working days*.

ANZ Personal Loan EXPRESS

  1. Valid for Jabodetabek residents only.
  2. Minimum loan amount is IDR 50 million to IDR 250 million.
  3. The express application process which takes 1 day working day process will have an additional administration fee of 1%. Click here for fees and charges.
  4. The approval process took approximately 1 working day effective from customer’s application registration to loan approval that is conducted at the same day. If that express process took more that 1 working day, then the additional administration fee of 1% of the approved loan amount, will be transferred back to the customer’s account in the following month.

*Not a guarantee of application process time.

Last Update: 9 Sep 2013

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