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- Personal banking Accounts, services & tools for personal banking
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ANZ Signature Priority Banking
The ANZ Signature Priority Banking Experience
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Products & services
An extensive range of solutions to meet your needs
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Credit cards
A range of card options
to suit your life -
Personal loans
Flexible loans for your needs
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Home loan
Perfect choice for first home buyer & investment
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Simple & convenient banking
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Personal loans
About ANZ Personal Loan
Whether it is planning your wedding, renovating your house, paying your child’s school fee, or even taking your loved ones to your number-one vacation trip, ANZ Personal Loan presents as a quick solution for all your needs with fixed monthly instalment and no collateral.
Personal Loan benefits
Fast processing time
Your complete ANZ Personal Loan application will be processed with only 3 working days. Find out more about terms and conditions.
Simple requirements
- Indonesian citizen, 21-60 years of age (at the end of loan period)
- Earning minimum annual income of IDR 36 million. (Gross salary for employee; or net income for entrepreneur/professional).
| Document | Employee | Entrepreneur | Profession |
|---|---|---|---|
| Application form |  |
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| ID/Passport | |
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| Copy of Credit card or Salary slip* or the past 1 month credit card billing statement** | |
||
| Past 3 months bank account statement or the past 1 month credit card billing statement** (original) | |
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| SIUP/TDI/TDP/medical license | |
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| Copy of credit card and NPWP for loan IDR 50 million above | |
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Competitive interest rate1
| Loan amount (IDR) | 12 months | 24 months | 36 months |
|---|---|---|---|
| < 20.000.000 | 1.89% | 1.89% | 1.89% |
| 20,000,000 - <100,000,000 | 1.79% | 1.79% | 1.79% |
| ≥100,000,000 | 1.59% | 1.59% | 1.59% |
Convenient Loan Disbursement
The approved loan amount will be transferred out directly to your personal account in any bank in Indonesia.
Simple way of payment
You can easily pay the loan through extensive payment channel:
- ANZ ATM’s and branches
- More than 40,000 ATM Bersama and Prima networks
- Interbank transfer (clearing)
- Post office around Indonesia.
Learn more about payment channel.
How to apply?
2 simple options on how to apply:
Contact our 24-Hour ANZ Call Centre.
* Salary slip must be computer print or carbonized copy. If not, please attach confirmation letter from company or the last 3 months bank account (legitimate) which display monthly salary.
** With copy of credit card both sides. Minimum credit card membership is 1 year.
1 Interest rate use is equivalent flat.
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