About ANZ Personal Loan

Whether it is planning your wedding, renovating your house, paying your child’s school fee, or even taking your loved ones to your number-one vacation trip, ANZ Personal Loan presents as a quick solution for all your needs with fixed monthly instalment and no collateral.

Personal Loan benefits

  1. Fast processing time
    ANZ Personal Loan is available in 2 options:
    1. ANZ Personal Loan Regular
      Process your ANZ Personal Loan application within 3 working days with loan amount IDR 5 million – 200 million. Click here for terms and conditions.
    2. ANZ Personal Loan EXPRESS
      A facility to process your loan application in only 1 working day with minimum loan amount IDR 50 million – IDR 200 million. Click here for terms and conditions.

  2. Simple requirements

    • Indonesian citizen, 21-60 years of age (at the end of loan period)
    • Earning minimum annual income of IDR 36 million. (Gross salary for employee; or net income for entrepreneur/professional).
    Required documents
    Document Employee Entrepreneur Profession
    Application form Tick Tick Tick
    ID/Passport Tick Tick Tick
    Copy of Credit card or Salary slip* or the past 1 month credit card billing statement** Tick    
    Past 3 months bank account statement or the past 1 month credit card billing statement** (original)   Tick Tick
    SIUP/TDI/TDP/medical license   Tick Tick
    Copy of credit card and NPWP for loan IDR 50 million above Tick Tick Tick
  3. Competitive interest rate1
    Loan amount (IDR) Tenor (months)
      12 24 36 48 60
    < 20,000,000 1.89% 1.89% 1.89% 1.89% 1.89%
    20,000,000 - <100,000,000 1.79% 1.79% 1.79% 1.79% 1.79%
    ≥100,000,000 1.59% 1.59% 1.59% 1.59% 1.59%
  4. Convenient Loan Disbursement
    The approved loan amount will be transferred out directly to your personal account in any bank in Indonesia.

  5. Simple way of payment
    You can easily pay the loan through extensive payment channel:
    • Transfer Feature between banks (ANZ bank code 061) through more than 40,000 ATM Bersama and Prima networks (ATM BCA)
    • ANZ ATM’s and branches
    • Interbank transfer (clearing)
    • Post office around Indonesia.

Learn more about payment channel.

How to apply?

Two simple options on how to apply:

Apply online nowApply online now or

Telephone iconContact our 24-Hour ANZ Call Centre 500ANZ or (area code) 500269

* Salary slip must be computer print or carbonized copy. If not, please attach confirmation letter from company or the last 3 months bank account (legitimate) which display monthly salary.
** With copy of credit card both sides. Minimum credit card membership is 1 year.
1 Interest rate use is equivalent flat.

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.