ANZ Credit Card fees and charges

Important notes

Description Fees and charges
Annual fees Main card Supplement card
ANZ Black IDR  3,500,000 IDR  1,500,000
ANZ Travel Signature IDR  950,000 IDR  450,000
ANZ Travel Platinum IDR  700,000 IDR  300,000
ANZ MasterCard World IDR  700,000 IDR  300,000
ANZ Platinum Visa IDR  700,000 IDR  300,000
ANZ Femme Platinum* IDR  550,000 IDR  275,000
ANZ MasterCard Titanium IDR  300,000 IDR  150,000
ANZ Gold IDR  300,000 IDR  150,000
ANZ Femme* IDR  200,000 IDR  100,000
ANZ Kartu Cicilan IDR  225,000 IDR  100,000
ANZ Classic IDR  150,000 IDR  75,000

*Effective starting November 1st 2013.

Interest rate for retail transaction
(as per stated below)
Fees and charges
All ANZ Credit Cards 2.95% per month
Interest rate for cash advance
(as per stated below)
Fees and charges
All ANZ Credit Cards 2.95% per month
Minimum payment As stated in billing statement or min. IDR 25,000 (whichever is higher)
Cash advance fee (effective 1 December 2012) Fees and charges
ANZ SPB Infinite, ANZ MasterCard Black and ANZ Travel Visa Signature, ANZ Visa Platinum,ANZ MasterCard World, ANZ Travel Visa Platinum and ANZ Femme Visa Platinum 6% from total withdrawal amount or min. IDR 100,000
ANZ MasterCard Titanium, ANZ Visa Gold, ANZ Visa Femme, ANZ Visa Kartu Cicilan and ANZ Visa/MasterCard Classic 6% from total withdrawal amount or min. IDR 50,000
Late charges fee Fees and charges
All ANZ Credit Cards 3% from total amount due or max. IDR 150,000
Over limit fee Fees and charges
ANZ SPB Infinite, ANZ Travel Signature and ANZ Black 5% from total overlimit or min. IDR 250,000
ANZ MasterCard World, ANZ Travel Platinum, ANZ Platinum, ANZ Femme Platinum and ANZ iTravel 5% from total overlimit or min. IDR 150,000
ANZ MasterCard Titanium, ANZ Gold 5% from total overlimit or min. IDR 125,000
ANZ Femme 5% from total overlimit or min. IDR 80,000
ANZ Classic 5% from total overlimit or min. IDR 60,000
ANZ Kartu Cicilan 5% from total overlimit or min. IDR 75,000
E-Statement reprinting1 IDR 10,000 per billing statement
Printed Billing Statement Fee IDR 12,000 per month (FREE for e-statement user)
Sales slip/cash advance slip IDR 30,000 per slip
Credit card replacement (broken/stolen/lost) IDR 50,000 per credit card
Cheque or auto debit cancellation fee IDR 50,000
Transfer fee to school accounts IDR 7,500
Instalment conversion fee IDR 5,000
  Effective 1 May 2014:
  IDR 5,000 via Internet Banking
  IDR 10,000 via Call Centre
Instalment cancellation fee IDR 200,000 (effective 1 May 2012)
Transfer fee for cash transfer IDR 15,000

Stamp duty fee upon credit card payment2

Payment amount Stamp duty fee
<= IDR 250,000 IDR 0
IDR 250,000 – IDR 1,000,000 IDR 3,000
>= IDR 1,000,001 IDR 6,000

1. Only for last three months billing statement.
2. As per letter of instruction issued by Indonesia Taxation Authority, No. SE-13/PJ.5/2001.

Latest update: 22 January 2014
Note: Fees & charges may change at any time without prior notice

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.