ANZ Credit Card fees and charges

Important notes

Description Fees and charges
Annual fees Main card Supplement card
ANZ Black IDR  3,500,000 IDR  1,500,000
ANZ Travel Signature IDR  950,000 IDR  450,000
ANZ Travel Platinum, ANZ World, ANZ Platinum IDR  700,000 IDR  400,000
ANZ Femme Platinum IDR  600,000 IDR  300,000
ANZ Titanium IDR  300,000 IDR  150,000
ANZ Gold IDR  300,000 IDR  150,000
ANZ Kartu Cicilan IDR  250,000* IDR  150,000*
ANZ Femme IDR  300,000 IDR  150,000
ANZ Classic IDR  300,000* IDR  150,000*
Interest rate for retail transaction (as per stated below) Fees and charges
All ANZ Credit Cards 2.95% per month
Interest rate for cash advance (as per stated below) Fees and charges
All ANZ Credit Cards 2.95% per month
Minimum payment As stated in billing statement or min. Rp 25,000 (whichever is higher)
Late charges fee Fees and charges
All ANZ Credit Cards 3% from total amount due or max. IDR 150,000
Over limit fee Fees and charges
ANZ SPB Infinite, ANZ Black and ANZ Travel Signature 5% from total overlimit or min. IDR 250,000
ANZ World, ANZ Platinum, ANZ Travel Platinum and ANZ Femme Platinum 5% from total overlimit or min. IDR 150,000
ANZ Titanium, ANZ Gold, ANZ Femme, ANZ Kartu Cicilan, ANZ Classic 5% from total overlimit or min. IDR 125,000*
Cash advance fee Fees and charges
ANZ SPB Infinite, ANZ Black and ANZ Travel Signature 6% from total withdrawal amount or min. IDR 150,000*
ANZ World, ANZ Platinum, ANZ Travel Platinum and ANZ Femme Platinum 6% from total withdrawal amount or min. IDR 100,000
ANZ Titanium, ANZ Gold, ANZ Femme, ANZ Kartu Cicilan, ANZ Classic 6% from total withdrawal amount or min. IDR 75,000*
E-Statement reprinting1 IDR 10,000 per billing statement
Printed Billing Statement Fee IDR 15,000 per month (FREE for e-statement user)
Sales slip/cash advance slip IDR 30,000 per slip
Credit card replacement (broken/stolen/lost) IDR 50,000 per credit card
Cheque or auto debit cancellation fee IDR 50,000
Transfer fee to school accounts (ANZ Femme Platinum & ANZ Femme) IDR 7,500
Instalment conversion fee Via Call Centre and Merchant IDR 10,000
Via ANZ Internet Banking IDR 5,000
Instalment cancellation fee IDR 200,000
Transfer fee for cash transfer IDR 15,000
ANZ reward points redemption fee (exclusive for Mileage, Merchandise and Voucher redemption) IDR 15,000

Stamp duty fee upon credit card payment2

Payment amount Stamp duty fee
<= IDR 250,000 IDR 0
IDR 250,000 – IDR 1,000,000 IDR 3,000
>= IDR 1,000,001 IDR 6,000

1. Only for last three months billing statement.
2. As per letter of instruction issued by Indonesia Taxation Authority, No. SE-13/PJ.5/2001.

*Effective May 2016

 

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