Product information

Competitive financing facilities are available to purchase or refinance investment or residential property, and to assist you in achieving your property investment goals.

Qualifying criteria

  • Net assets equivalent to USD 1 million.
  • Client suitability risk profile.
  • Available to local and expatriate residents of Hong Kong.

Currencies are limited to

HKD, the currency of the security property

Maximum term

Up to 30 years

Loan to valuation ratio

Up to 60%

Repayment options

Principal and interest

Repayment schedule


Acceptable security

  • Residential property – no more than 50 years old and subject to valuer approval.
  • ANZ term deposits pledged as security.
  • Other forms of security may be acceptable subject to credit approval.

Please contact ANZ Private Bank to find out more.

To borrow or not to borrow? Borrow only if you can repay!


Local finance is limited to HK properties only and excludes villages houses subject to valuer approval and acceptable security. All applications for lending are subject to ANZ's credit approval criteria. Fees, charges and terms and conditions apply.