Product information

An alternative property financing option for the purchase, construction or refinance of a residential or investment property in Australia or Hong Kong.#

Key benefits

Qualifying criteria

  • Client suitability risk profile and qualifying net asset requirements are met.
  • Available to non-residents of Australia.
  • Applicable for properties in selected markets**.

Minimum loan

AUD 500,000

Choice of currencies


Currencies are limited to

  • The currency of the security property.
  • The currency of the customer’s primary income stream.

Maximum term

Up to 30 years or age 70 (whichever occurs earlier)

Loan to valuation ratio

Up to 70%

Repayment options

  • Interest only, 5 years maximum.
  • Principal and interest.
  • Combination of interest only for an initial period, followed by principal and interest payments.

Repayment schedule

Monthly or quarterly

Loan establishment fee

USD 750

Acceptable security

  • Standard Residential Property+.
  • ANZ cash or term deposits pledged as security.
  • Other security is subject to credit approval.

Please contact ANZ Private Bank to find out more.

ANZ will lend to the lower of the purchase price or ANZ valuation.

** Please contact ANZ Private Bank Hong Kong for details.

# Important Conditions apply.

+ Standard Residential Property is defined as homes, apartments or rural property up to 10 hectares (<25 acres) in size and does not include serviced apartments, student accommodation and small apartments (< 50m2) in size.

Please contact your private banker to determine the suitability of this product.