1. European Medium Term Notes (EMTN) and Equity Linked Notes (ELN) (Previously named as Structured Notes)
    • Equity linked
      Product risk rating – 2 to 5
    • Commodities linked
      Product risk rating – 2 to 4
    • FX linked
      Product risk rating – 2 to 3
    • Interest rate linked
      Product risk rating – 2 to 5.
  2. Dual Currency Investment (DCI)
    Product risk rating – 3.
  3. Bonds (PDF 164kB)
  4. Mutual Funds (PDF 276kB)
  5. Bancassurance

Disclaimer

  1. Customers can and are strongly encouraged to ascertain their Customer Investment Profile with us to help customers select our investment/insurance products with a Product Risk Rating suitable to the customers.
  2. The Product Risk Ratings of our investment/insurance products set out above are for our customers' reference only. They were made as at the date specified and are subject to change from time to time.
  3. While we shall use reasonable care to update the Product Risk Ratings of our investment/insurance products above within reasonable time after change, we do not represent or warrant that the Product Risk Ratings of our investment/insurance products set out above are up-to-date. Customers are strongly encouraged to contact us for the most updated Product Risk Ratings of our investment/insurance products they are holding with us.
  4. Product risk is classified into 5 different risk ratings, ranging from 1 to 5 with 5 being the highest risk rating.

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