ANZ Tax Loan

With ANZ tax loan, you can enjoy more of life.

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  • Preferential interest rate
    Monthly flat rate as low as 0.03% (APR 2.54%)1
  • Maximum loan amount
    Borrow up to 12 times your monthly income or HK$800,0002
  • Flexible repayment periods
    Choice of repayment period from 6 to 24 months

 

ANZ Tax Loan Monthly Repayment Table3
Loan amount (HK$)

Repayment Period

(months)

12 18 24
$500,000 Flat rate per month 0.03% 0.10% 0.10%
Monthly repayment4 (HK$) $84.47 $57.12 $43.09
APR5 2.54% 3.59% 3.30%

The above table is for illustration purposes only.

Remarks

1   a. Monthly flat rate of 0.03% is only applicable to selected individual customers.
  The annualised percentage rate ("APR") for the monthly flat rate of 0.03% is 
  2.54% which is calculated based on
           i.  loan amount of HK$500,000;
           ii. a repayment period of 12 months; and
           iii. 1% handling fee of the approved loan amount. 
     b. The actual approved APR may differ. The APR is calculated using the net present value method on the basis of 365 or 366 days a year (where applicable) and in accordance with the relevant guidelines as referred to the Code of Banking Practice.
     c. Each applicant must pay a handling fee upon acceptance of the loan, which 
is 1% of the approved loan amount.

2 The total loan amount shall not exceed 12 times the applicant's monthly income 
or HK$800,000 (whichever is lower). 

3 We reserve the right to determine the applicable interest rate and acceptance 
of a loan application, which is to be considered on a case-by-case basis in accordance with the customer‘s credit record and other relevant factors. Hence, the final applicable interest rate and repayment amount for individual customers might be different.

4 Monthly repayment for every HK$1,000 loan amount.

5 The Annualized Percentage Rates (“APR”) are calculated based on the guidelines as set out in the Code of Banking Practice and are for reference only. Calculation 
of the APR has taken into account a handling fee of 1%.

 

As an ANZ Privilege Club member, you can now indulge yourself in a lifestyle of prestige and luxury. We are pleased to offer you a handpicked selection of merchant privileges for your enjoyment.

PRIVATE I SALON

PRIVATE I SALON

  • 15% off for first trial of haircut service
  • 10% off on Milbon/Lebel hair care treatment services
  • 10% off on hair care products


Offers are subject to PS GROUP terms & conditions

 QUEEN’S PRIVATE i SALON

QUEEN’S PRIVATE i SALON

  • 15% off for first trial of haircut service
  • 10% off on Milbon/Lebel hair care treatment services
  • 10% off on hair care products


Offers are subject to PS GROUP terms & conditions

 the mira PRIVATE i SALON

the mira PRIVATE i SALON

  • 15% off for first trial of haircut service
  • 10% off on Milbon/Lebel hair care treatment services
  • 10% off on hair care products


Offers are subject to PS GROUP terms & conditions

i PRIVATE i SALON

i PRIVATE i SALON

  • 15% off for first trial of haircut service
  • 10% off on Milbon/Lebel hair care treatment services
  • 10% off on hair care products


Offers are subject to PS GROUP terms & conditions

  Popcorn PRIVATE i SALON

Popcorn PRIVATE i SALON

  • 20% off for first trial of haircut service
  • 10% off on Milbon/Lebel hair care treatment services
  • 10% off on hair care products


Offers are subject to PS GROUP terms & conditions

PRIVATE i GARDEN Kids Salon

PRIVATE i GARDEN Kids Salon

  • Free PiG CLUB membership (Original price: HK$90)
  • HK$50 Cash Discount for the first trial of Kids haircut service
  • 10% off on hair care products


Offers are subject to PS GROUP terms & conditions

PS Professional Hair Care Centre

PS Professional Hair Care Centre

  • 50% off for first trial of Talassotherapy Scalp & Hair Treatment (Original price: HK$990)
  • Special price HK$488 for first trial of BOSLEY Bos-Renew Scalp Dermabrasion (Original price: HK$1,150)
  • 10% off on any hair loss / anti-dandruff / damaged hair care package


Offers are subject to PS GROUP terms & conditions

NAIL NAIL

NAIL NAIL

  • 20% off for first trial of GELeration Manicure / Pedicure (with using LED gel polish)
  • 10% off on nail products
  • Free manicure with patronage of Pedicure service on birthday month


Offers are subject to PS GROUP terms & conditions

bonboNAIL

bonboNAIL

  • 15% off for first trial on all nail services
  • 30% off on all nail services on birthday month
  • 10% off on nail products


Offers are subject to PS GROUP terms & conditions

PRIVATE i SKIN CARE & BEAUTY CLINIC

PRIVATE i SKIN CARE & BEAUTY CLINIC

  • 50% off for first trial of selected facial and body shaping treatment; 20% off on subsequent patronage
  • Special price HK$328 for first trial of body massage and reflexology combo
  • 10% off on skin care products (exclude selected products)


Offers are subject to PS GROUP terms & conditions

Leisurely Tours

Leisurely Tours

Discount offer for private tour:

  • China - HK$1,000 per person
  • Asia - HK$1,500 per person
  • The rest of the World - HK$2,500 per person


Offers are subject to PS GROUP terms & conditions

Odd 750 wine cellar

Odd 750 wine cellar

  • Free delivery for any purchase on wine and payment settled by Credit Card via “ta-Q Bin Collect” service upon delivery of goods
  • 30% off on purchasing one case (6 bottles) of “IL Marroneto - 2007 Brunello di Montalcino Riserva” with reward of Robert Parker 96 points (Original price: HK$5,160/Case, Discounted price: HK$3,600/Case)
  • 30% off on purchasing one case (6 bottles) of “Scarzello - 2005 Barolo Vigna Merenda” with reward of Wine Spectator 94 points (Original price: HK$4,680/Case, Discounted price: HK$3,275/Case)
  • 30% off on purchasing one case (6 bottles) of “Adami - N.V. Prosecco Superiore Brut” with reward of Robert Parker 91 points (Original price: HK$1,500/Case, Discounted price: HK$1,050/Case)
  • Free odd750 wine saver (Original price: HK$150) upon purchase of HK$1,000 or above
  • Free odd750 wine saver (Original price: HK$150) plus oddtool wine opener (Original price: HK$180) upon purchase of HK$3,000 or above
  • 20% off on Black Pearl wine cabinet

JMStyle Furniture & Gallery

JMStyle Furniture & Gallery

  • 15% off on listed price
  • 10% off on discounted items
  • Exclusive Leather Cushion (both sides) redemption at HK$400 (original price: HK$1,250)

Hong Kong International Tennis Academy

Hong Kong International Tennis Academy

  • Enjoy a special discount of 15% on enrollment of Group Lesson
  • Enjoy a special discount of 10% on enrollment of Private Lesson

Graceyard Education Centre

Graceyard Education Centre

  • 20% discount on joining Little Firemen Experience Day & Little Firemen Course

Spa L'OCCITANE

Spa L'OCCITANE

  • Enjoy 25% discount for first trial on all treatments at Spa (60 minutes or above)

ANZ Tax Loan Programme Terms and Conditions

  1. The grant of ANZ Tax Loan ("loan") is subject to approval by Australia and New Zealand Banking Group Limited, Hong Kong Branch (the "Bank", which expression will include its successors and assigns). The Bank reserves
    1. the right to determine the approved loan amount, interest rate and repayment period according to the credit condition of each applicant and
    2. the right of final decision in respect of all applications and approvals of the loan with no obligation to provide reasons.

    1. Monthly flat rate of 0.03% is only applicable to selected individual customers. The annualised percentage rate ("APR") for the monthly flat rate of 0.03% is 2.54% which is calculated based on (i) loan amount of HK$500,000; (ii) a repayment period of 12 months; and (iii) 1% handling fee of the approved loan amount.
    2. The actual approved APR may differ. The APR is calculated using the net present value method on the basis of 365 or 366 days a year (where applicable) and in accordance with the relevant guidelines as referred to the Code of Banking Practice.
    3. Each applicant must pay a handling fee upon acceptance of the loan, which is 1% of the approved loan amount.

  2. The total loan amount shall not exceed 12 times the applicant’s monthly income or HK$800,000 (whichever is lower).

  3. In the case that shopping vouchers (the “Vouchers”) are offered, Vouchers will be mailed to the client’s local correspondence address. The Vouchers are:
    1. Not replaceable in the event of any loss or damage; and
    2. Only available while stock lasts; and
    3. Not transferable or redeemable for cash; and
    4. Subject to the terms and conditions stated at the back of the Vouchers and/or stipulated by the suppliers.
    The Bank is not the supplier of the Vouchers, any enquiry or complaint in respect of the Vouchers and/or services provided in relation thereto should be directed to the suppliers. The Bank shall have no liability in respect thereof.

  4. Should a client be in breach of these terms and conditions or any other of the Bank’s general terms and conditions (whether in relation to a loan account or otherwise), the Bank may at its sole discretion refuse to grant any offers under this Programme.

  5. The Bank reserves the right to amend, suspend or discontinue these terms and conditions at anytime without prior notice.

  6. In the case of any disputes arising from or in connection within this Programme, the decision of the Bank shall be final and conclusive.

  7. In the case of any discrepancy between the English and Chinese versions, the English version shall prevail.

How do I apply?

Apply online icon Apply online now!

Telephone icon Call our application hotline at 2176 8899.

 

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