ANZ Instalment loan
Realise you dream sooner.
- Preferential interest rate
Monthly flat rate as low as 0.09% (APR 3.91%)2 - Maximum loan amount
Borrow up to 12 times your monthly income or HK$800,0003 - Flexible repayment periods
Choice of repayment period from 6 to 72 months
As an ANZ Privilege Club member, you can now indulge yourself in a lifestyle of prestige and luxury. We are pleased to offer you a handpicked selection of merchant privileges for your enjoyment.
Chung Spa
Enjoy a complimentary 30-minutes express facial or feet treatment (retail price: HK$400) for any booked treatments for 90 minutes and above.
JMStyle Furniture & Gallery
- 15% off regular-priced items
- 10% off discounted-priced items
- Exclusive leather cushion (both side) redemption at HK$400 (original price; HK$1,250).
Ecruising HK/China Ltd
HK$500 discount per cabin for any cruise packages.
Leisurely Tour
HK$2,500 discount for any private guided tour for two.
Lawrence Studio
10% off – Professional Outdoor Portrait Photography Course (Level 1) (Discounted Price: HK$2,250).
Tak Hung Hong International Ltd
10% discount on The Best New Zealand Shop.
Odd750 wine cellar
- 20% off on specific items and Free a glass of Italy AMARONE red wines.
- 20% off on Black Pearl wine cabinet.
- 20% off on purchasing "IL Marroneto 200F with rewarded Revert Parker 96".
- Free oddtool wine opener upon purchase HK$500 or above.
Watches of Switzerland
Enjoy a special discount of 20% off in retail boutique "Watches of Switzerland".
Graceyard Education Centre
20% discount on joining Little Firemen Courses.
ANZ Instalment Loan programme promotion terms and conditions.
- The grant of ANZ Instalment Loan ("loan") is subject to approval by Australia and New Zealand Banking Group Limited, Hong Kong Branch (the "Bank", which expression will include its successors and assigns). The Bank reserves (a) the right to determine the approved loan amount, interest rate and repayment period according to the credit condition of each applicant and (b) the right of final decision in respect of all applications and approvals of the loan with no obligation to provide reasons.
- (a) The annualised percentage rate (the "APR") is 3.91%, which includes 1% p.a. handling fee and is based on the presumptions: (i) a loan amount of HK$500,000; and (ii) a repayment period of 12 months.
(b) The APR is calculated using the net present value method on the basis of 365 or 366 days a year (where applicable) and in accordance with the relevant guidelines as referred to the Code of Banking Practice.
(c) Each applicant must pay a handling fee upon acceptance of the loan, which is 1% of the approved loan amount per year based on the repayment period. For instance, if the repayment period is 3 years, the handling fee will be 3% of the approved loan amount. - The total loan amount shall not exceed 12 times of the applicant’s monthly income or HK$800,000 (whichever is lower).
- The Bank reserves the right to amend, suspend or discontinue these terms and conditions at anytime without prior notice.
- In the case of any disputes arising from or in connection within this programme, the decision of the Bank shall be final and conclusive.
- In the case of any discrepancy between the English and Chinese versions, the English version shall prevail.
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