ANZ Balance Transfer

ANZ promises you with preferential interest rate, whether the need of instant cash out for unexpected expenses or debt consolidation. ANZ Balance Transfer Loan provides flexible solutions to suit your needs.

Apply now

  • Personalised interest rate
    Monthly flat rate as low as 0.24% (APR 6.98%)3
  • Maximum loan amount
    Borrow up to 21 times your monthly income or HK$1,200,0004
  • Flexible repayment periods
    Choice of repayment period from 6 to 60 months
  • Up to HK$1,000 supermarket shopping voucher for each eligible Balance Transfer drawdown+

  • Apply online now or call our application hotline at 2176 8899.

+ Applicable for New to ANZ Loan Customer only.
HK$250 voucher for loan drawdown amount of HK$100,000 - HK$199,999
HK$500 voucher for loan drawdown amount of HK$200,000 - HK$299,999
HK$750 voucher for loan drawdown amount of HK$300,000 - HK$399,999
HK$1,000 voucher for loan drawdown amount of HK$400,000 and above.

As an ANZ Privilege Club member, you can now indulge yourself in a lifestyle of prestige and luxury. We are pleased to offer you a handpicked selection of merchant privileges for your enjoyment.

PRIVATE I SALON

PRIVATE I SALON

  • 15% off for first trial of haircut service
  • 10% off on Milbon/Lebel hair care treatment services
  • 10% off on hair care products


Offers are subject to PS GROUP terms & conditions

 QUEEN’S PRIVATE i SALON

QUEEN’S PRIVATE i SALON

  • 15% off for first trial of haircut service
  • 10% off on Milbon/Lebel hair care treatment services
  • 10% off on hair care products


Offers are subject to PS GROUP terms & conditions

 the mira PRIVATE i SALON

the mira PRIVATE i SALON

  • 15% off for first trial of haircut service
  • 10% off on Milbon/Lebel hair care treatment services
  • 10% off on hair care products


Offers are subject to PS GROUP terms & conditions

i PRIVATE i SALON

i PRIVATE i SALON

  • 15% off for first trial of haircut service
  • 10% off on Milbon/Lebel hair care treatment services
  • 10% off on hair care products


Offers are subject to PS GROUP terms & conditions

  Popcorn PRIVATE i SALON

Popcorn PRIVATE i SALON

  • 20% off for first trial of haircut service
  • 10% off on Milbon/Lebel hair care treatment services
  • 10% off on hair care products


Offers are subject to PS GROUP terms & conditions

PRIVATE i GARDEN Kids Salon

PRIVATE i GARDEN Kids Salon

  • Free PiG CLUB membership (Original price: HK$90)
  • HK$50 Cash Discount for the first trial of Kids haircut service
  • 10% off on hair care products


Offers are subject to PS GROUP terms & conditions

PS Professional Hair Care Centre

PS Professional Hair Care Centre

  • 50% off for first trial of Talassotherapy Scalp & Hair Treatment (Original price: HK$990)
  • Special price HK$488 for first trial of BOSLEY Bos-Renew Scalp Dermabrasion (Original price: HK$1,150)
  • 10% off on any hair loss / anti-dandruff / damaged hair care package


Offers are subject to PS GROUP terms & conditions

NAIL NAIL

NAIL NAIL

  • 20% off for first trial of GELeration Manicure / Pedicure (with using LED gel polish)
  • 10% off on nail products
  • Free manicure with patronage of Pedicure service on birthday month


Offers are subject to PS GROUP terms & conditions

bonboNAIL

bonboNAIL

  • 15% off for first trial on all nail services
  • 30% off on all nail services on birthday month
  • 10% off on nail products


Offers are subject to PS GROUP terms & conditions

PRIVATE i SKIN CARE & BEAUTY CLINIC

PRIVATE i SKIN CARE & BEAUTY CLINIC

  • 50% off for first trial of selected facial and body shaping treatment; 20% off on subsequent patronage
  • Special price HK$328 for first trial of body massage and reflexology combo
  • 10% off on skin care products (exclude selected products)


Offers are subject to PS GROUP terms & conditions

Leisurely Tours

Leisurely Tours

Discount offer for private tour:

  • China - HK$1,000 per person
  • Asia - HK$1,500 per person
  • The rest of the World - HK$2,500 per person


Offers are subject to PS GROUP terms & conditions

Odd 750 wine cellar

Odd 750 wine cellar

  • Free delivery for any purchase on wine and payment settled by Credit Card via “ta-Q Bin Collect” service upon delivery of goods
  • 30% off on purchasing one case (6 bottles) of “IL Marroneto - 2007 Brunello di Montalcino Riserva” with reward of Robert Parker 96 points (Original price: HK$5,160/Case, Discounted price: HK$3,600/Case)
  • 30% off on purchasing one case (6 bottles) of “Scarzello - 2005 Barolo Vigna Merenda” with reward of Wine Spectator 94 points (Original price: HK$4,680/Case, Discounted price: HK$3,275/Case)
  • 30% off on purchasing one case (6 bottles) of “Adami - N.V. Prosecco Superiore Brut” with reward of Robert Parker 91 points (Original price: HK$1,500/Case, Discounted price: HK$1,050/Case)
  • Free odd750 wine saver (Original price: HK$150) upon purchase of HK$1,000 or above
  • Free odd750 wine saver (Original price: HK$150) plus oddtool wine opener (Original price: HK$180) upon purchase of HK$3,000 or above
  • 20% off on Black Pearl wine cabinet

JMStyle Furniture & Gallery

JMStyle Furniture & Gallery

  • 15% off on listed price
  • 10% off on discounted items
  • Exclusive Leather Cushion (both sides) redemption at HK$400 (original price: HK$1,250)

Hong Kong International Tennis Academy

Hong Kong International Tennis Academy

  • Enjoy a special discount of 15% on enrollment of Group Lesson
  • Enjoy a special discount of 10% on enrollment of Private Lesson

Graceyard Education Centre

Graceyard Education Centre

  • 20% discount on joining Little Firemen Experience Day & Little Firemen Course

Spa L'OCCITANE

Spa L'OCCITANE

  • Enjoy 25% discount for first trial on all treatments at Spa (60 minutes or above)

ANZ Balance Transfer Programme Promotion Terms and Conditions

  1. General Terms & Conditions
    1. The promotion period of ANZ Balance Transfer Programme ("Programme") is from 26 March 2014 (the "Promotion Period"), the loan granted under the Programme ("Balance Transfer") (if approved) must be successfully drawdown.

    2. The grant of Balance Transfer is subject to approval by Australia and New Zealand Banking Group Limited, Hong Kong Branch (the "ANZ", which expression will include its successors and assigns). ANZ reserves
      1. the right to determine the approved Balance Transfer amount, interest rate and repayment period according to the credit condition of each applicant and
      2. the right of final decision in respect of all applications and approvals of the Balance Transfer with no obligation to provide reasons.

      1. Monthly flat rate of 0.24% is only applicable to selected individual customers. The annualised percentage rate ("APR") for the monthly flat rate of 0.24% is 6.98% which is calculated based on
        1. Balance Transfer amount of HK$500,000;
        2. a repayment period of 12 months;
        3. 1% p.a. handling fee of the approved Balance Transfer amount and
        4. a HK$1,000 supermarket shopping voucher rebate.
      2. The actual approved APR may differ. The APR is calculated using the net present value method on the basis of 365 or 366 days a year (where applicable) and in accordance with the relevant guidelines as referred to the Code of Banking Practice.
      3. Each applicant must pay a handling fee upon acceptance of the Balance Transfer, which is 1% of the approved Balance Transfer amount per year based on the repayment period. For instance, if the repayment period is 3 years, the handling fee will be 3% of the approved Balance Transfer amount.

    3. The total Balance Transfer amount shall not exceed 21 times the applicant's monthly income or HK$1,200,000 (whichever is lower, subject to ANZ credit approval criteria).

    4. In the case that shopping vouchers (the "Vouchers") are offered, Vouchers will be mailed to the client's local correspondence address. The Vouchers are:
      1. Not replaceable in the event of any loss or damage; and
      2. Only available while stock lasts; and
      3. Not transferable or redeemable for cash; and
      4. Subject to the terms and conditions stated at the back of the Vouchers and/or stipulated by the suppliers.

      ANZ is not the supplier of the Vouchers, any enquiry or complaint in respect of the Vouchers and/or services provided in relation thereto should be directed to the suppliers. ANZ shall have no liability in respect thereof.

    5. Should a client be in breach of these terms and conditions or any other of ANZ's general terms and conditions (whether in relation to a Balance Transfer account or otherwise), ANZ may at its sole discretion refuse to grant any offers under this Programme.

    6. ANZ reserves the right to amend, suspend or discontinue these terms and conditions at anytime without prior notice.

    7. In the case of any disputes arising from or in connection within this Programme, the decision of ANZ shall be final and conclusive.

    8. In the case of any discrepancy between the English and Chinese versions, the English version shall prevail.

  2. Drawdown Reward
    1. Promotion Period: Clients are required to apply for a Balance Transfer from 26 March 2014 and successful drawdown.

    2. Reward: A maximum value of HK$1,000 supermarket shopping vouchers per drawdown.
      Balance Transfer Amount (HK$) Shopping Voucher Amount (HK$)
      100,000 - 199,99 250
      200,000 - 299,999 500
      300,000 - 399,999 750
      400,000 and above 1,000

    3. The Reward will be offered if:
      1. The client is a New to ANZ Loan Customer ("New to ANZ Loan Customer" means a client who had no instalment loan / balance transfer / tax loan account with ANZ as of 25 March 2014; and
      2. The client successfully draws a Balance Transfer of HK$100,000 or above within the Promotion Period; and
      3. The repayment period is 12 months or above.

    4. ANZ will send out the Vouchers within 4 months after the Balance Transfer drawdown date.

How do I apply?

Apply online icon Apply online now!

Telephone icon Call our application hotline at 2176 8899

 

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.