Australia and New Zealand Property Loan - Property loan

Australia and New Zealand Property Loan

ANZ has been independently awarded Australia's Home Loan Lender of the Year¹ for our great rates and features for 10 years running. Take advantage of our extensive experience in the Australian and New Zealand property financing.

Whether you are purchasing a property as an investment or as your home, we can offer you competitive financing facilities. We can offer you information on opportunities and risks associated with offshore mortgages to help you choose the right solution that would best achieve your life goals.

Enjoy potentially lower interest rates compared to current domestic interest rates in Australia and New Zealand²
Minimum borrowing of AUD$500K or equivalent.
Option to have single currency or dual currency loan with loan currency available in AUD, NZD, SGD, HKD, USD, GBP, EUR or JPY to match the currency of your income³
Funding of up to 80% of purchase price or ANZ's valuation (whichever is lower) for single currency loan and up to 70% of purchase price or ANZ's valuation (whichever is lower) for dual currency loan.
Term of up to 25 years⁴ with interest-only option of up to 5 years.

Find out more about ANZ's Dual Currency Loans.

Contact an ANZ Private Banker if you have an enquiry or to make an appointment.

For Australian property, if you prefer an 'over the phone' loan service, we offer this via ANZ Mortgages Direct in Australia (for AUD finance only).

1 CANNEX Money magazine's Home Loan Lender of the Year 2008, 2007, 2006, 2005. CANNEX Personal Investor magazine's Home Lender of the Year 2005, 2004, 2002, 2001, 2000, 1999
2 Applicable only to selected currencies and subject to change based on market conditions
3 Single currency loan is available in AUD or NZD only; dual currency loan is subject to the loan currencies matching the currency of the primary source of income and the currency of the property's domicile
4 Subject to Principal and Interest reduction.

All applications for lending are subject to ANZ's credit approval criteria. Fees, charges and terms and conditions apply.
Loans in foreign currencies may be subject to fluctuations which impact your principal outstandings in local currency terms, including the potential for capital losses. We recommend you seek independent, professional advice to take account of your personal needs and financial circumstances and whether the products are appropriate for you.