Deposit and invest - Private Bank

Deposit and invest

We recognise that your time is important. To help you manage your multi currency deposits, we offer you deposit products that will make your banking more convenient.

Multi-Currency Deposit Account

If convenience and flexibility are what you are looking for, consider a Multi-Currency Deposit Account and you could earn returns on your funds at the same time.

The Multi-Currency Deposit Account helps you manage your deposits in different currencies more efficiently by:

being able to maintain a combination of currencies in a single account
having a wide range of currencies available including AUD, NZD, USD, EUR and regional currencies
having the flexibility of fixed terms ranging from one week to one year

Multi-Currency Call Account

To support your investment activities and help you manage your banking, we also offer call accounts.

Learn more about ANZ Multi-Currency Deposits from an ANZ Private Banker.

Invest

Strategic financial advice and management services

ANZ Private Bank Asia offers a unique and specialised advisory service to people based in Asia who have connectivity to Australia or New Zealand. Your Financial Advisor will conduct a complete review of your wealth management needs. This includes, risk and estate planning, offshore investments, and retirement and repatriation planning.

Based on your strategy, our advisers can build a tailor made, broadly diversified investment portfolio. Recognising that your time is important, we see the ANZ Private Portfolio service as an effective and convenient platform upon which you can build and monitor the progress of your defined investment strategy.

Benefit from our expertise.

By utilising our Investment Advisory Services you can:

Work with experienced Senior Financial Advisors to design and tailor effective wealth management strategies
Benefit from ongoing personal advice from your Senior Financial Advisor while also profiting from professional investment management
Benefit from broad diversification of your investment portfolio by accessing leading boutique and wholesale fund managers not typically available to retail investors
Have all or most of your investments in one place and view them online
Track the performance of your investment portfolio through consolidated portfolio administration and reporting, incorporating regular portfolio activity and valuation statements

Whether it is a sophisticated strategy or a simple solution, we can arrange, negotiate, manage and deliver.

Offshore Portfolio Services – ANZ Private Portfolio Services

ANZ Private Portfolio Service is an integrated transaction recording, account keeping and valuation reporting service that consolidates your investments in an offshore nominee account domiciled in the British Virgin Islands. With the assistance of your ANZ Financial Advisor, you can use the service to manage your portfolio of fund holdings. You also receive consolidated statements and online access to your portfolio valuations.

Learn more about ANZ Private Portfolio Services from an ANZ Private Banker.

Fixed Interest Securities

Interest Rate Securities enable investors who are comfortable with a relatively higher investment risk than traditional cash/fixed interest investments to diversify part of their cash/fixed income allocation to higher yielding pools of securities.

a variety of product types including government, semi-government and corporate bonds, floating rate notes and convertible notes
steady and reliable income streams
achieve higher yields than more traditional cash/fixed interest deposits

Learn more about ANZ Interest Rate Securities from an ANZ Private Banker.

Enhanced Yield Strategies

Dual Currency Investments (DCIs)

DCIs combine the potential profit opportunities of foreign exchange markets and interest rate markets to offer a high yielding deposit. DCIs are suitable for investors with regular flows in two or more currencies and are comfortable with accepting a higher level of risk as their principal in the original currency is not capital guaranteed.

Potentially benefit from a higher yield compared to conventional money market investments
Enhanced interest rate regardless of whether investors are paid in the base or alternate currency
Structured according to investor needs and view on expected currency market movements and cycles

Tower Deposits

Tower Deposits enable investors to gain enhanced returns if the reference index stays within the specified range and has limited downside risk as they are principal-protected. Tower Deposits suit investors who hold the view that a reference index will trade within a specified range or ranges during the term of the investment

Potential for enhanced yield, possibly earning more than market deposit rates
Individually tailored to fit a specific market view
Capital protection – 100% capital protected at maturity.

Learn more about ANZ Enhanced Yield Strategies from an ANZ Private Banker.

Structured Investments

Structured Investments enable investors to gain enhanced returns with the potential of up to 100% capital protection. Investors are able to link their investment returns to selected asset classes such as equities, bonds, mutual funds and currency exchange rates to benefit from potentially higher returns. Structured Investments suit investors who hold a view on the direction that a particular asset class will take during the term of the investment.

potential for up to 100% capital protection
possibility of higher returns
diversification into various asset classes
a range of ANZ and third party structured investments
ability to choose to benefit from upward, sideway or downward movement of the asset class
pre-determined terms ranging from one to seven years

Learn more about ANZ Structured Investments from an ANZ Private Banker.

Deposits & Investments in foreign currencies may be subject to fluctuations which impact your principal investment amount in local currency terms, including the potential for capital losses. We recommend you seek independent, professional advice to take account of your personal needs and financial circumstances and whether the products are appropriate for you.

Limits apply for investment products which may change from time to time.