An ANZ Term Deposit provides you with:

As a secure, low risk investment option, ANZ Term Deposit lets you lock into a competitive interest rate* for a fixed period providing you with a secure income for the duration of the investment.

Once you establish a Term deposit, you don't need to worry about interest rate changes or on-going management of your investment. Interest rates are competitive, earning you a high return and low risk. You can top up additional funds when re-investing your investment to maximise the return on your deposit.

The account has flexible interest payments which can be paid monthly, quarterly, half yearly, yearly or at maturity depending on the term selected to suit your needs or those of your family.

Terms are designed to suit your needs with tenure options from 30 days to 5 years.

You also have the option of automatic rollover of your deposit at the end of the term.

Features at a glance

Account features Benefits
Minimum deposit $500.00
Flexible interest payments   Your interest can be paid monthly, quarterly, six monthly, yearly or at maturity depending on the deposit term selected to suit your needs.
Competitive interest rates Earning you a higher interest* return than traditional savings accounts for the term of your investment.
Top-up at maturity Add additional funds when re-investing your investment to maximise the return on your deposit.
Terms to suit your needs You can choose an investment period that best suits your needs ranging between 30 days to five years.
Automatic re-investment You can conveniently re-invest with no fuss at the end of the term.
Deposits over $100,000 Interest rates are updated daily to reflect the latest market conditions. Thus interest rates are negotiable depending on the deposit amount invested.

Open an account now

Open your Retail Term Deposit Account by visiting your nearest 
local ANZ branch or call +679 321 3575 to speak to an ANZ Customer Relations specialist today.

All lending is subject to ANZ's normal credit approval criteria. Terms and conditions available upon request. Fees and charges apply.

Offshore Investments

Offshore Investments

ANZ is one of the fastest growing banks in the Pacific. We are present in 29 markets across the Asia Pacific connecting you to regional opportunities through our extensive infrastructure and market insights. As a Signature Priority Banking Client, you have the option to choose from a comprehensive wealth Framework that guides you to select the right investment portfolio for your needs.

Find out more

* Interest rates are subject to change. Check with your ANZ branch for the current interest rates.