Frequently asked questions about ANZ Home loans
A. Individual circumstances will determine how much you can borrow. This will depend on factors such as your income, financial commitments, current savings and credit history. With an ANZ Home loan, you can borrow up to 80% of the value of the property.
A. You will need to prove your level of income and employment details. Depending on your situation, you will need to show:
- drivers licence (if applicable)
- Fiji National Provident Fund identification card or alternate identification
- electricity or water bill
- at least three payslips
- if self-employed, your accountant's name and contact number
- details of your income, assets and liabilities:
- a letter confirming your employment from your current employer or copy of a labour contract
- last two years financial statements or tax returns (if self-employed)
- business licences or patents (if self employed)
- evidence of other income
- bank statements
- sales and purchase agreement
- rental agreements and proof of ownership
- other information requested and required by ANZ to assess your application.
A. Once ANZ has approved your application, fees such as a loan approval valuation fee to inspect the property, and a loan approval fee may be charged. Ask ANZ for more details.