Interest rates

Interest rates are subject to change.

Retail Index Rate Rate p.a.
Business Index Rate 9.95% p.a.
Residential Lending rates Rate p.a.
Residential property loans / Home loans  
Standard variable rate 6.99% p.a.
Fixed 1st year 5.75% p.a.
2 year fixed 5.99% p.a.

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Investment loans Rate
Standard variable rate 7.50% p.a.
1 year fixed 5.99% p.a.

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Other consumer loans

Personal loans Rate p.a.
Secured 11.00% p.a.
Unsecured 15.00% p.a.

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Rural Banking Micro Loan Rate p.a.
All balances 15.00% p.a.

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Small loans Rate p.a.
Unsecured 19.50% p.a.

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Credit cards (FJD) Rate p.a.
Fiji Dollar Visa Classic 19.50% p.a.
Fiji Dollar Visa Business 19.50% p.a.
Fiji Dollar Gold MasterCard 19.50% p.a.

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Retail deposit rates

Retail Savings Accounts

Access Account Rate p.a.
Balance less than $250.00 Nil
Balance $250.00 to $1,999.99 0.10% p.a.
Balance $2,000.00 and over 0.25% p.a.


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Access Freedom Account Rate p.a.
All Balances 0.25% p.a.


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Foreign Currency High Performance Passbook Account Rate p.a.
Balance up to $4,999.99 Nil
Balance $5,000.00 and over (except JPY accounts which are 0.00%) 0.25% p.a.


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High Performance Passbook Account Rate p.a.
Balances up to $1,999.99 Nil
$2,000.00 and over 0.50% p.a.


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Cash Management Account* Rate p.a.
Balance $250.00 and over 0.50% p.a.

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Rural Everyday Account Rate p.a.
Balance less than $250.00 Nil
Balance $250.00 to $1,999.99 0.10% p.a.
Balance $2,000.00 and over 0.25% p.a.

 

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Senior Access Account Rate p.a.
Balance $250.00 to $1,999.99 0.10% p.a.
Balance $2000.00 and over 0.25% p.a.


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Retail Term Deposit** Rate p.a.
1 to less than 3 months 1.00% p.a.
3 to less than 6 months 1.00% p.a.
6 to less than 9 months 1.75% p.a.
9 to less than 12 months 2.25% p.a.
12 to less than 18 months 2.50% p.a.
18 to less than 24 months 2.50% p.a.
24 to less than 48 months 2.75% p.a.
48 to less than 60 months 3.00% p.a.
60 months 3.00% p.a.

**Minimum deposit $500.00
**Maximum deposit $99,999.99

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Retail Transacting Accounts

Junior Access Account Rate p.a.
All balances 1.00% p.a.

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Fast Saver Account Rate p.a.
Balances Over $10
Base Rate 0.25% p.a.
Bonus Rate* 2.25% p.a.
Total [Base + Bonus] 2.50% p.a.

*Bonus rate applies when a customer makes at least one $10 deposit or more and makes no withdrawal a month. Other conditions apply.

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Progress Saver Account Rate p.a.
All balances 1.75% p.a.

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Rural Savings Account Rate p.a.
All balances 1.75% p.a.

All interest rates are on a per annum basis and ANZ reserves the right to vary interest rates without notice.

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