Interest rates

The following information is current from 24 July 2017 and is subject to change.

Personal savings accounts

Pacific Savings Account

Base interest rate Bonus interest rate* Total interest rate
0.25% p.a. 1.00% p.a. 1.25% p.a.

 

* Bonus interest is earned when you make no withdrawals and deposit $10 or more (not including credit interest) on or before the last business day of the month, and have a minimum balance of $10.

 

Account Interest rate
Priority Cash Management
$0-$24,999.99 0.25% p.a.
$25,000-$49,999.99 1.00% p.a.
$50,000-$99,999.99 1.25% p.a.
$100,000+ 1.35% p.a.
Rural Everyday
$0- $249.99 0.00% p.a.
$250 - $1,999.99 0.10% p.a.
$2,000+ 0.25% p.a.
Rural Savings Account
$0+ 1.00% p.a.
Foreign Currency High Performance Passbook Account
AUD, USD, GBP, NZD & EUR
$0 - $4,999.99 0.00% p.a.
$5,000.00+ 0.25% p.a.
JYP
$0+ 0.00% p.a.

 

Term Deposits

Term Interest rate ($500 - $100,000)
1 to less than 3 months 0.75% p.a.
3 to less than 6 months 0.75% p.a.
6 to less than 9 months 1.25% p.a.
9 to less than 12 months 1.70% p.a.
12 to less than 18 months 1.70% p.a.
18 to less than 24 months 1.70% p.a.
24 to less than 36 months 2.25% p.a.
36 to less than 48 months 2.50% p.a.
48 to less than 60 months 2.50% p.a.
60 months 2.50% p.a.

 

Monthly Weighted Average Rate (June 2017)
2.60% p.a.

 

Term deposit interest rates are available for Retail Banking customers. For interest rates on term deposits in excess of $100,000 or outside of the above terms, please contact us.

Credit cards

ANZ lending criteria, terms, conditions and fees apply.

Type Interest rate
Visa Classic 20.50% p.a.
Visa Business 20.50% p.a.
Gold Mastercard 20.50% p.a.

 

Home loans 

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type Interest rate*
Variable rate 6.99% p.a.
1 year fixed rate 4.75% p.a.
2 year fixed rate 5.45% p.a.
Residential investment property loan – variable rate 7.50% p.a.
Residential investment property loan – 1 year fixed rate 4.75% p.a.

 

Quarterly Base Lending Rate (June 2017)
2.14% p.a.

 

* An additional margin may be applied after a credit risk assessment has been completed on a loan application.

Personal loans

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type Interest rate*
Secured 11.00% p.a.
Unsecured 17.00% p.a.
Car loan 8.95% p.a.
Rural bank micro loan – unsecured 15.00% p.a.
Small Loan (unsecured)^ 21.90% p.a.

 

* An additional margin may be applied after a credit risk assessment has been completed on a loan application.  
^ For existing ANZ Small Loan customers.
See our Fees and Charges  for all Fiji products and services.
All interest rates are on a per annum basis. All dollar amounts are in Fijians Dollars (FJD).
© Australia and New Zealand Banking Group Limited, Fiji Branch
The provision of products and services is subject to the laws and regulations of Fiji and ANZ's banking licence in Fiji.

 

 

 

 

 

 

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