100% mortgage offset

Imagine paying off your Business Mortgage Loan years earlier. Well, with our Business Mortgage Loan Offset Account, you could. It works to reduce the interest payments on your Business Mortgage Loan, and gives you complete access to your additional funds when you need them, too.

Benefits at a glance

Suitable for

Think about our Business Mortgage Loan Offset Account if you want an offset account to reduce interest repayments on your ANZ Business Mortgage Loan.

How to apply

For businesses with turnover $5M to $40M:

Phone icon1800 469 725 - 8am-8pm (AEST) weekdays

Contact a Business BankerContact your local Business Banker

For corporate's & large corporate's with turnover more than $40M:

Email icon Email Corporate Banking


Phone icon 1300 883 798
Phone icon +61 3 9601 1260

Product information

Interest saving
$5,000 minimum credit balance for offset to apply.

Free transactions*
You get 5 free transactions and 5 free cheque or manual merchant slip deposits per month.

Easy access
ANZ Internet Banking**, ANZ Internet Banking for Business**, ANZ Phone Banking**, ATMs, EFTPOS and ANZ branches.

Cheque facility
An optional cheque facility is available.

$1,000 minimum withdrawal
Helps you avoid dipping into your additional funds.

Half year statements only.

Fees and charges
Fees and charges are payable.

Linkage to other accounts
An ANZ Business Mortgage Loan Offset Account can only be linked to an ANZ Variable Rate Business Mortgage Loan.

Terms, conditions, fees and charges
Fees and charges are payable. View ANZ Business Banking terms, conditions, fees and charges.

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* Transaction includes any deposit, withdrawal or transfer, cheques drawn by you and any cheque or manual merchant slip deposited to your account. 
** Temporary service interruptions may occur.  Technical requirements apply.
# Non-ANZ ATM fees apply.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the Terms and Conditions and the Financial Services Guide (PDF 76kB) before acquiring the product.

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