ANZ PKI smart cards provide a greater level of security compared to "soft certificates" that are stored on computer hard drives which can be vulnerable to hackers.

ANZ PKI smart cards can cater for customer mobility as they can access ANZ's online banking systems from any compatible computer with Internet access and a suitable smart card reader.

ANZ PKI enables customers to assume control over the management of their internal smart card deployment, as they are not reliant on ANZ.

ANZ PKI assists customers to maximise the reduced costs associated with utilising Internet based technology.