Interest rate protection
With our tailored business facility, protecting your business from interest rate risks is easier than you think. It lets you combine up to five solutions in one convenient package and can be tailored to your unique needs – putting you in control of your cash flow.
Benefits at a glance
- Interest rate certainty
- Flexible structures
- Secured or unsecured.
Think about our tailored business facility if you want to match your cash flow needs and protect your business from interest rate movements.
How to Apply
For businesses with turnover $5M to $40M:
1800 602 761 - 8am-8pm (AEST) weekdays
For corporates & large corporates with turnover more than $40M:
Secured by residential, rural, commercial property or letter of charge over term deposit.
Six months to up to 15 years.
The face value of the Bill is repaid at the end of each rollover period. You can easily tailor the facility to cover:
- principal or interest-only reductions
- seasonal or irregular repayments
- balloon repayments
- early repayment flexibility (some solutions only)
- progressive draw-downs.
Designing a solution is as simple as combining one or more of the following funding and interest rate protection options:
- variable funding limits with exposure to interest rate movements, providing you with funding flexibility
- fixed funding limits with a known exposure to interest rates, providing you with funding certainty
- flexibility of variable funding requirements with the certainty of interest rate movements being capped at a prearranged interest rate
- flexibility of variable funding requirements and a combination of a maximum exposure to interest rates with the potential to benefit from lower interest rates to a known rate
- future funding needs and costs known with no requirement to commit at that time, providing certainty for fast financing of your future business events.
Terms, conditions, fees and charges
Fees and charges are payable. View ANZ Business Banking terms, conditions, fees and charges.
Business banking solutions you might also like
- ANZ Commercial Bill - Finance to cover major cash needs from $500,000
- ANZ Tailored Business Facility - Protect your business against adverse variations in interest rates.
- ANZ Business Overdraft - Cover seasonal and working capital requirements for amounts above $2,000.
- View all business finance
All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.
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