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Interest Rates
ANZ is pleased to announce that it has reviewed its interest rates for both lending and deposits across the board, whereby from the 01 December 2006 the following will apply:
Deposit Rates
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Rate Description Details
ACCESS ACCOUNT
All balances 0.00%
STUDENT ACCESS
Less than $250 0.00%
$251 to $500 0.50%
$501 to $2,500 1.00%
Over $2,501 1.50%
SENIOR ACCESS ACCOUNT
Less than $250 0.00%
$251 to $500 1.50%
$501 to $2,500 2.50%
Over $2,501 3.00%
PROGRESSIVE SAVER ACCOUNT
Less than $250 1.00%
$251 to $500 1.50%
$501 to $2,500 2.75%
Over $2,501 5.50%
SAVINGS PASSBOOK ACCOUNT
Savings Passbook Account 0.50%
TERM DEPOSIT from $500 - $5,000
01 Month to 03 Months 2.75%
04 Months to 06 Months 3.00%
07 months to 12 Months 3.25%
13 Months to 24 Months 3.75%
TERM DEPOSIT from $5,001 - $15,000
01 Month to 03 Months 3.25%
04 Months to 06 Months 3.50%
07 months to 12 Months 3.75%
13 Months to 24 Months 4.50%
TERM DEPOSIT from $15,001 - $25,000
01 Month to 03 Months 3.50%
04 Months to 06 Months 3.75%
07 months to 12 Months 4.00%
13 Months to 24 Months 5.25%
TERM DEPOSIT from $25,001 - $50,000
01 Month to 03 Months 4.00%
04 Months to 06 Months 4.50%
07 months to 12 Months 4.75%
13 Months to 24 Months 5.75%
TERM DEPOSIT from $50,001 - $100,0001
01 Month to 03 Months 4.70%
04 Months to 06 Months 4.81%
07 months to 12 Months 5.00%
13 Months to 24 Months 6.00%
Lending Rates
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Rate Description Details
LENDING RATES
Base Commercial Lending Rate 2 10.70%
Housing Rate 10.95%
Investment Rate 11.95%
Personal Loans – Secured 16.50%
Personal Loans – Unsecured 19.75%
Note:
  1. Withholding Tax applies to Non-Residents.
    Term Deposits over $100,000 for over 12 months are subject to Management approval.
    Term Deposits over $100,000 attract Wholesale Market Rates which are available upon request.
  2. Risk Margins Apply.
All annual interest rates were current and correct at time of publication. ANZ reserves the right to vary interest rates without prior notice.