Interest rates

The following information is current from 31 March 2017 and is subject to change.

Personal savings accounts

Pacific Savings Account

Amount Base rate Bonus rate Total
$10 + 0.30% p.a. 2.20% p.a. 2.50% p.a.

Bonus interest is earned when you make no withdrawals and deposit $10 or more (not including credit interest) on or before the last business day of the month.

Priority Cash Management Account

Amount Interest rate
0-$4,999.99 0.30% p.a.
$5,000-$9,999.99 0.80% p.a.
$10,000-$19,999.99 1.80% p.a.
$20,000+ 2.80% p.a.

Term Deposits

Term Interest rate ($5,000+)
1 month 2.50% p.a.
2 months 2.55% p.a.
3 months 3.10% p.a.
4 months 3.20% p.a.
5 months 3.65% p.a.
6 months 3.95% p.a.
9 months 4.00% p.a.
12 months 4.00% p.a.

Term deposit interest rates are available for Retail Banking customers and apply up to the first $250,000 held by the customer in all term deposits with ANZ. For amounts in excess of $250,000 please contact us.

 

Home Loans

ANZ lending criteria, terms, conditions and fees apply.  You should seek confirmation of interest rates from ANZ before taking out any loan.

Type Interest rate
Variable rate 9.50% p.a.
Residential investment property variable rate 10.50% p.a.

 

Personal Loans

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type Interest rate
Secured 15.80% p.a.
Unsecured 18.75% p.a.
Partially secured 17.50% p.a.

 

See our Fees and Charges for all Cook Islands products and services.

All interest rates are on a per annum basis. All dollar amounts are in New Zealand Dollars.