The following are scheduled bank holidays for 2012:
| Date | Holiday |
|---|---|
| January 2 | New Year’s Day |
| January 3 | New Year's Day observed |
| April 6 | Good Friday |
| April 9 | Easter Monday |
| April 25 | ANZAC Day (Note: ANZAC Day is observed on the actual date) |
| June 4 | Queen’s Birthday |
| July 6 | Ra o te Ui Ariki |
| December 25 | Christmas Day |
| December 27 | Boxing Day |
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The provision of products and services is subject to the laws and regulations of Cook Islands and ANZ's banking licence in the Cook Islands.