Contactless payments. For purchases under $100

With contactless payments, you no longer need to swipe, enter your PIN or sign at the register when making purchases under $100. Simply hold your ANZ credit or debit card to the reader, wait for the 'beep' and you're done.

How to tell if you can make contactless payments with your ANZ card

MasterCard PayPass

Look for the Visa payWave
symbol shown here.

MasterCard PayPass

Look for the MasterCard PayPass™
symbol shown here.

Contactless symbol

Look for the Contactless
symbol shown here.

It really is secure, fast and easy


There are safeguards to ensure you don't double up on payments. Plus, you are covered by the added protection of ANZ Falcon™ and ANZ Fraud Money Back Guarantee1 should fraudulent transactions occur.


You don't have to enter your PIN or sign when you make a purchase under $100 at participating retailers, so it's an even faster way to pay.


Simply hold your card to the terminal, wait for the beep and then you're done. If you spend more than $100, you simply enter your PIN or sign as usual - it's easy.

Making contactless payments

When making contactless payments under $100 with your ANZ card - simply follow these easy steps:

Step 1

Let the merchant know you'd like to pay with your contactless ANZ card.

Step 2

Confirm the amount, follow the onscreen prompts and hold your card to the terminal.

Step 3

Wait until you hear a 'beep'. Collect your receipt if you'd like one and you're done.

And if you spend more than $100, you simply enter your PIN as usual - it's easy.

Your card is in safe hands

Contactless terminals are only able to make one transaction at a time. As a safeguard, each transaction must be complete or void before another takes place. This means when making contactless payments you can be sure that payments are strictly taken only once from your account.

ANZ Falcon™

ANZ Falcon provides worldwide credit card security around the clock. If we notice a transaction on your account that is unusual, we will contact you to check that everything is in order.

ANZ Fraud Money Back Guarantee1

You wont be liable for any fraudulent transactions charged to your ANZ account provided you didn't contribute to the loss and notify ANZ promptly of the fraud.

See the FAQs section for more information on contactless security.

Frequently Asked Questions


1. Provided the cardholder didn't contribute to the loss and notified ANZ promptly of the fraud.
™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522.
Falcon™ is a trademark of Fair Isaac Corporation.
American Express is a registered trademark of American Express. This card is issued by ANZ pursuant to a licence from American Express.
ANZ's colour blue is a trademark of ANZ.

To view the Flash version of the demo you need Flash Player 7 or higher. You can download Flash player free of charge.

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.