Products & Services
ANZ Business Overdraft
A Revolving Line of Credit to Cover Your Day-to-Day Financial Needs.
An ANZ Business Overdraft can provide the extra cash your business needs to cover seasonal or working capital requirements. Essentially, an overdraft is a method of allowing an account balance to operate in debit up to an agreed level.
As a particularly common and flexible form of credit, for many customers a business overdraft is essential for managing cash flow.
For your convenience, an ANZ Business Overdraft can be attached to any of the following ANZ business transaction accounts:
At a Glance
| Facility Type | A revolving line of credit. |
| Purpose | For managing working capital requirements. |
| Loan Amount | Minimum $2,000 |
| Security | Can be unsecured or secured by various types of security, including residential, commercial or rural property or business assets. |
| Term | No minimum or maximum term. |
| Interest Rate Type | Variable interest rate. |
| Repayment Terms | No fixed or minimum monthly repayment arrangements. |
| Ways to Access Your Account | ANZ Internet Banking, ANZ Phone Banking, ATM's, EFTPOS, ANZ Branches or Cheque Book. |
| Fees and Charges | Fees and charges are payable. Please refer to the ANZ Business Banking Finance Fees and Charges (PDF, 127kb) brochure for relevant details. |
If you'd like further details or a quote, please contact us by sending an e-form or contact an ANZ Manager.
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Copyright Australia and New Zealand Banking Group Limited (ANZ) 100 Queen Street, Melbourne 3000, ABN 11 005 357 522, 1996-2008.
ANZ's colour blue is a trade mark of ANZ. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.
ANZ recommends you read the Product Disclosure Statement and the Financial Services Guide before acquiring the product.