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ANZ Term Deposits

Maximise Your Interest Income.

An ANZ Term Deposit can help you make the most of your cash deposits by offering you a competitive interest rate on your fixed term investments.


At a Glance

Minimum Investment $5,000
Interest Rate Tiers
  • $5,000 - $24,999
  • $25,000 - $49,999
  • $50,000 - $99,999
  • $100,000+
Fixed Interest Rate The interest rate your funds earn is fixed and guaranteed for the term of the investment.
Interest Rates View current ANZ Term Deposit interest rates to find out the current interest rates.
Investments Over $100,000 The interest rate available on investments over $100,000 is updated daily. Please refer to the Capital Market Quote Sheet for daily rates, which is available at any ANZ Branch.
Interest Payment Frequency Interest can be paid monthly, quarterly, half-yearly, yearly or at maturity.
Investment Term Options From one month – 120 months
What happens at Maturity At maturity you can:
  • Automatically re-invest your funds for another term
  • Add extra funds
  • Withdraw all or part of your money by cheque or at your local branch.
Early Access to Your Funds At the discretion of ANZ, you may access your funds before maturity; however, the interest rate on the funds withdrawn will be reduced by 50%.
Seniors and Shareholder Card Privilege Seniors and shareholders may earn bonus interest of 0.25% p.a. only on carded ANZ Term Deposits where the customer’s total investment balance is below $100,000. Bonus interest does not apply to special rates, or in conjunction with other offers.
Convenient Payments to the Australian Tax Office Direct payments can be made using BPAY® through ANZ Phone Banking or ANZ Internet Banking.
Fees and Charges Bank fees do not apply.

If you need a regular income from your cash investment and don't need access to your funds, then an ANZ Term Deposit may be the investment solution for you.

If you’d like further details or a quote, please contact us by sending an e-form or contact an ANZ Manager.

®Registered to BPAY Pty Ltd ABN 69 079 137 518.

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