Want to buy a new or used car? An ANZ Car Loan uses the vehicle as security on the loan to help keep interest rates low. Your rate is fixed for the term of the loan so you'll always know your repayments.
Car loan specialists
Fast approvals
Competitive rates
Fixed repayments
100% finance available
Key Features
Interest Rate
Interest rates are fixed and are set depending upon the amount borrowed, the age of the vehicle and the term of the loan.*
To get a quote or information on interest rates, fees and charges:
To provide an accurate quote we will need to know the amount you want to borrow and the term of the loan.
Secured Loan
Generally, a secured loan, like an ANZ car loan, will offer a lower interest rate than an unsecured personal loan. This is because the vehicle itself becomes security for the loan – reducing the risk associated with it.
Repayments
Fixed for the term of the loan giving you the ability to budget more accurately
You may also be able to include registration costs, on-road costs, loan insurance and comprehensive vehicle insurance as part of your finance package
Loan Term
Choose a loan term that suits you, from 12 months to 5 years.
Minimum Loan Requirements
The car must be less than seven years old
The amount being financed must be over $7,500
ANZ’s normal credit criteria apply to each application
Deposit
A deposit may not be required. However you can choose to pay a deposit to benefit from lower repayments or a shorter loan term.
Apply online for an ANZ Car Loan or call 13 22 07 (Weekdays: 8am - 8pm AEST, Saturday: 9am - 5pm AEST).
To work out whether an ANZ Car Loan or ANZ Personal Loan is suited to you, use our Product Selector.
*Terms and conditions available on application. Fees and charges apply. ANZ Car Loans are provided by Esanda Finance Corporation Limited ABN 64 004 346 043 member ANZ group of companies. A facility with Esanda Finance is neither a deposit with nor liability of ANZ. Esanda is a separate entity from ANZ and is not an authorised deposit-taking institution under the Banking Act.
